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10 hours ago · Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an ...
10 hours ago · t. e. African Americans, also known as Black Americans or Afro-Americans, are an ethnic group consisting of Americans with partial or total ancestry from any of the Black racial groups of Africa. [3] [4] African Americans constitute the third largest racial or ethnic group in the U.S. after White Americans and Hispanic and Latino Americans. [5]