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Automatic savings by payroll deductions. Immediate tax savings on each paycheque. Employer contributions may top up your own. Lower fees, a benefit of your group plan. Guidance and support: online tools and education seminars. Invest. Track rates of return. Contact us.
A group RRSP is a collection of individual RRSPs offered to a group of employees. Administration is centralized and management fees are low. The plan is combined with a LIRA or locked-in RRSP for any locked-in funds transferred in from a previous employer’s plan.
An RRSP is a registered savings plan that lets you save for retirement. You save tax on your contributions, and you don't pay tax on your investment earnings until you withdraw them. You can also withdraw money from your RRSP tax-free to buy a home or go back to school.
Choose Desjardins as your company’s group retirement savings plan provider.
Enhance your job conditions: give your employees the opportunity to participate in a group retirement savings solution. We offer managers and plan members many investment options, the expertise of highly qualified personnel and many tools to work with. Group Registered Retirement Savings Plan (RRSP)
To choose the right group retirement savings plan, the first step is determining the needs of your business and your employees. 1. Your needs. Capital accumulation plans. RRSP – Group registered retirement savings plan. DPSP – Deferred profit sharing plan. SPP – Simplified pension plan. DCPP – Defined contribution pension plan.
Quick overview. A tax-free savings account (TFSA) lets you grow your savings tax-free for your goals. A registered retirement savings plan (RRSP) lets you reduce your taxable income so you pay less tax. A first home savings account (FHSA) lets you save tax-free for a down payment.
