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Browse and buy hilarious, weird, and useful products that will make you broke. From DIY vasectomy kits to cheese printers, from stair slides to holographic Halloween decorations, you'll find something for every occasion and taste.
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F*ck I’m Bored is the wildly entertaining activity book that...
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- You Make The B.I.G. mistakes.
- You’Re Worried What Others Think of you.
- You Have Expensive Habits.
- You Dropped Out of School.
- You Painfully Ignore The Power of interest.
- You Spend Too Much Time Doing Useless things.
- You’Re House (or Car) poor.
- You Don’T Buy in bulk.
- You Can’T Say No.
- You Don’T Have A Side Hustle.
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Never mind the rest of the items on this list. If you can focus on avoiding the B.I.G. mistakes, you’re taking the single most important step in fixing your money problems. B: You don’t have a budget. 66% of Americans don’t have a budget (which helps explain why we suck with money). Even a basic one goes a long way in helping guide your spending de...
Everyone struggles with this. Everyone. …that Michael Kors bag you overspent on when a $14 Walmart purse would have done…that $90 polo button-down you bought…the iPhone X you just had to have (despite your fully functional 6s having no problems)… Society exerts enormous pressure to buy these things under the guise that you won’t fit in without them...
If only the ATF dealt with gambling they’d be regulating the quadfecta of things that often deal a devastating blow to your take-home pay (pun intended). Alcohol, tobacco, firearms, and gambling…they’re all addicting to various degrees (no really…per the ATF, the average American household owns 8.1 guns as of 2015 – at several hundred to even sever...
Perhaps not literally, but at some point along the way you fell short of your doctoral degree. No big deal. I don’t have one either. However, just about every study ever published confirms that on average, the more schooling you complete, the more that paycheck swells. According to U.S. Census Bureau projections, over a 40-year career, a worker wit...
So you were young and dumb and maxed out a credit card because you were desperate. Not an uncommon occurrence. But that singular decision can have a lasting impact. Sure missing a payment lowers your credit score, making it harder to get a car loan or that mortgage you’ve been hoping for…everyone knows that. But that’s not the problem only problem ...
Everyone needs some downtime to regroup, relax, and refocus. But there is a difference between all that and being a straight-up couch potato. Consider this: according to Thomas Corley (a Business Insider featured Author), 77% of people who struggle financially are spending an hour or more per day watching TV. On top of that, 74% are spending an hou...
Remember that 50/30/20 rule we talked about earlier? Sure it’s a guideline, and if you’re tweaking it just a bit, I’m not going to yell at you. But if you’re blowing it out of the water, you may be digging yourself into a hole. Let’s look at my situation as an example: I’ll gross around 60k this year at my full-time job (for the sake of this exampl...
Of all the things on this list, the concept of buying things in bulk seems like the easiest thing to do – yet most of us don’t. Why? Because we’re afraid of sticker shock. Or receipt shock. Or whatever you want to call it. You see this massive bill for stuff you bought in bulk and your stomach rolls. It seems like a lot up front, but you’re saving ...
I am pretty sure my mom could be featured on an episode of TLC’s Hoarding: Buried Alive (I immediately change the channel before my PTSD kicks in). My parents’ house has piles of useless stuff they don’t need and/or no longer use because of the awful, wretched, no good concept of a sale. For some reason those little, red, flashy signs announcing to...
If you’re struggling to make ends meet and you have no way up at your legitimate day job/no improvement in sight…you need a side hustle. Not everything out there will be suitable for you and your needs, but I guarantee if you look, you’ll find something that is. Side hustles have allowed me to supplement my take-home pay by several thousand dollars...
If you are wondering why you are always broke, this article may help you identify some of the factors that are holding you back. Learn how to avoid the B.I.G. mistakes, stop ignoring your money problems, and change your spending habits to improve your financial situation.
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What to Do When You Are Completely Broke: 8 Steps to Take. One thing I find when most people say they're broke, is they mean they've run out of expendible cash but are still sitting on savings. But when I say I'm broke, I mean there is $0 in the bank. This article has some pretty decent advice.
- You’re Lazy. I hate having to use cash, but there are a few things that you must have it for. So you have to go to an ATM to get it. The nearest branch of my bank is three looooong cross-town blocks away, which is a lot of blocks when it’s cold and icy or raining.
- You Don’t Make Enough Money. This one may sound obvious, but what are you doing about it? If you’ve already minimized your living expenses, cut all your frivolous spending, and still can’t make ends meet, then there is only one way to fix that- you need to make more money.
- Your Socializing Is Expensive. How often do you go out a week? Once or twice with friends, once or twice with a date, once or twice with co-workers? How much is all that costing?
- You’re A Brand Slave. There are a few reasons people always buy a name brand or a particular brand of something. It’s familiar, what your parents use; it’s what your friends buy.
- You don’t have the right money mindset. You might have heard this before, but having the right mindset regarding your life and finances is essential for success.
- You don’t plan your spending. Paying off debt, saving money, investing, living life… In order to successfully do any of these things, you need to have a plan around your money.
- You spend more than you earn. This is one of the biggest reasons why people stay broke and a direct result of not budgeting. Spending more than you earn means you can’t save, and it also means you’re more likely to be overextended and take on debt.
- You struggle with self-discipline. Self-discipline is one of the biggest areas people struggle with when it comes to financial success. Even I struggle with it at times.
Jun 18, 2024 · If you’re sick of feeling broke, you can take steps to improve your money management, build financial security and get out of debt. But where do you start? To help you out, we’ve listed 10 common money problems that keep people broke. Review these possible reasons why you’re broke — and pick some actions you can take to fix the issue.
Apr 14, 2023 · Learn why you might be broke and what you can do to change your financial situation. Find out how to develop skills, mindset, and habits that attract money and success.
