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1. • • Variable life insurance, also known as variable appreciable life insurance, is a type of permanent life insurance that includes a cash value component that may grow over the life of your policy.
     havenlife.com/blog/variable-life-insurance/

     What is variable life insurance? - Haven Life

2. People also ask

   What is variable life insurance & how does it work?

   • What is Variable Life Insurance and How Does it Work? What is Variable Life Insurance? Variable life insurance is a type of permanent life insurance with a death benefit and cash value account. Learn more about how variable life insurance works.

   What is Variable Life Insurance and How Does it Work?

   fidelitylife.com/life-insurance-basics/permanent-life-insurance-101/variable-life-insurance/

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   How long does a variable life insurance policy last?

   • In contrast, term life insurance lasts for a specific number of years, a variable life insurance policy lasts until the policyholder's death. What are the tax benefits of variable life?

   Variable Life Insurance - Investopedia

   www.investopedia.com/ask/answers/08/variable-life-insurance.asp

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   Do variable life insurance policies come with cash value?

   • Like all permanent life insurance, variable life and variable universal life policies come with cash value. You pay your premium — the cost of insurance and other fees are taken out — and the rest is added to your cash value. With any “variable” policy, you’ll be able to choose how your cash value is allocated, with some limitations.

   A Guide to Variable Life and Variable Universal Life Insurance

   www.nerdwallet.com/article/insurance/variable-life-insurance

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   Is term life cheaper than variable life insurance?

   • Term life is also significantly cheaper than whole and variable life insurance. In order to buy variable life insurance, you’ll need to connect with a life insurance professional who’s licensed to sell these specific products. Because of the investment component, variable life is considered a type of security and requires extra licensing to sell.

   Variable Life Insurance: What It Is & How It Works - Policygenius

   www.policygenius.com/life-insurance/variable-life-insurance/

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3. www.valuepenguin.com › life-insurance › variableHow Variable Life Insurance Works: Pros and Cons

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   Variable life insurance, also called variable appreciable life insurance, provides lifelong coverage, as well as a cash value account. See how variable life insurance policies compare with whole life insurance and variable annuities.

4. www.investopedia.com › terms › vVariable Life Insurance: Definition, Tax Benefits, Vs. Term Life

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   • What Is Variable Life Insurance?
   • How Variable Life Insurance Works
   • Variable Life Insurance Advantages
   • Variable Life Insurance Disadvantages

   Variable life insurance is a permanent life insurance product with separate accounts comprised of various instruments and investment funds, such as stocks, bonds, equity funds, money market funds, and bond funds.

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   In some ways, variable life insurance can be described as a form of securities. Why? Because of investment risks, variable policies are considered securities contracts. They are regulated under the federal securities laws. Following the federal regulations, sales professionals must provide a prospectusof available investment products to potential b...

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   An attractive feature of the variable life insurance product is its flexibility regarding premium remittance and cash value accumulation. Premiums are not fixed, as with traditional whole life insurance or term insurance policies. Within limits, policyholders may adjust their premium payments based on their needs and investment goals. For example, ...

   See full list on investopedia.com

   Compared to other life insurance policies, variable life insurance is typically more expensive. Premiums paid help cover administrative fees and the management of the plan's investments. The policyholder may need to increase payments to keep the policy active or to maintain a specific death benefit according to the performance of investment product...

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   • Author: Julia Kagan

   • Video Duration: 1 min

5. www.forbes.com › advisor › life-insuranceWhat Is Variable Life Insurance? – Forbes Advisor

   www.forbes.com › advisor › life-insurance

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   Jun 1, 2023 · Variable life insurance is a type of permanent life insurance with a death benefit and cash value. You should be ready to take an active role in choosing investment options for your cash value...

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7. www.policygenius.com › life-insurance › variableVariable Life Insurance: What It Is & How It Works - Policygenius

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   Dec 19, 2023 · Variable life insurance is a type of permanent life insurance that stays active your entire life. It includes a cash value account in addition to the standard death benefit your beneficiaries can claim if you die while your policy is active.

8. www.investopedia.com › variable-life-insuranceVariable Life Insurance - Investopedia

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   Dec 13, 2022 · Variable life insurance is an insurance policy in which the payout amounts are determined by the performance of the underlying securities. Variable life insurance policies are considered more...

   • Author: Barry Higgins

9. fidelitylife.com › life-insurance-basics › permanentWhat is Variable Life Insurance and How Does it Work?

   fidelitylife.com › life-insurance-basics › permanent

   Mar 7, 2023 · Variable life insurance is a permanent life insurance product that allows policyholders to invest their cash value across a selection of stocks, mutual funds, and bonds.

10. www.nerdwallet.com › variable-life-insuranceA Guide to Variable Life and Variable Universal Life Insurance

    www.nerdwallet.com › variable-life-insurance

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    Feb 1, 2023 · What is variable life insurance? Variable life insurance is a permanent life insurance policy with a fixed death benefit: the amount paid when you die. Variable universal life insurance, often...