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4 days ago · I appreciate the opportunity to address the 12 th annual Community Banking Research Conference today. This is a conference that the FDIC is pleased to cosponsor alongside the Federal Reserve System and the Conference of State Bank Supervisors. It provides an important opportunity for in-depth conversations between academics, bankers, regulators ...
3 days ago · Indeed, FDIC Chairman Martin J. Gruenberg recognized the limitations on the FDIC’s authority in a public statement, noting that decisions related to mergers resulting in an insured depository institution of over $100 billion are reserved for the Federal Reserve Board.
4 days ago · WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today released the 2024 Small Business Lending Survey Report (SBLS). Conducted in 2022, the SBLS is a nationally representative sample of U.S. banks that offers important insights into their small business lending practices and how banks meet the credit needs of the nation’s small businesses.
3 days ago · Federal Deposit Insurance Corp. Chair Martin Gruenberg said an FDIC study proves relationship-driven lending practices remain crucial to small-business lending and economic stability, despite technological advancements in the banking industry.
4 days ago · In a keynote address to the 12 th Annual Community Banking Research Conference at the Federal Reserve Bank of St. Louis today, FDIC Chairman Martin J. Gruenberg said the SBLS shows the importance banks continue to place on relationship lending:
4 days ago · The Small Business Lending Survey (SBLS) is a nationally representative survey that asks banks about their small business lending practices. From a sample size of 2,000 banks, about 1,300 banks—more than a quarter of all banks in the nation—responded, yielding a 68 percent survey response rate. This large and nationally-representative ...
4 days ago · The FDIC recently proposed a rule intended to strengthen insured depository institutions’ (IDIs) recordkeeping for custodial deposit accounts with transactional features.[1] As highlighted in the statements of several FDIC officials,[2] the proposal is part of a trend among the federal banking...
