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  1. App via Android,TM iPad® and iPhone.® Morgan Stanley Online Transfers allows you to transfer funds between Morgan Stanley accounts or between your Morgan Stanley accounts and a verified account from another financial institution.

  2. This document details online and mobile trading availability, limits and restrictions and is subject to change. It is organized by your account type. Please click your account type for information specific to you: Morgan Stanley Access Direct. Regular Brokerage Account.

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  3. Put Your Money to Work With Our Financial Management Tools. Managing multiple financial accounts across different firms can be complicated. With Morgan Stanley Online, you can link your non-Morgan Stanley accounts and analyze your cash flow all in one place.

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  4. Morgan Stanley Online allows you to conveniently and securely manage your account online or on your mobile device. View account balances, Go Green with eDelivery activity, holdings, projected for statements, income and more confirms and more.

  5. The following are some common methods for moving money to and from your Morgan Stanley accounts. Method 1 (Recommended): Transfer Through Morgan Stanley Online/Mobile App. Initial Setup using Morgan Stanley Online: Step 1: Log into your Morgan Stanley Online account via www.morganstanley.com/online.

  6. Purpose of form. Complete Form W-4R to have payers withhold the correct amount of federal income tax from your nonperiodic payment or eligible rollover distribution from an employer retirement plan, annuity (including a commercial annuity), or individual retirement arrangement (IRA).

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  8. MORGAN STANLEY ONLINE/MOBILE APP. View, consolidate and manage your cash (view available cash, set up alerts) at www.morganstanley.com/online. Or use our Mobile App available for iPhone,® IPad® and AndroidTM anytime, anywhere for all your cash management needs, including remote check deposits.

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