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If the refund/credit situation has become an issue with other customers, it may be worth checking with your state that a no refund/no credit policy doesn't violate your state's consumer laws. Your state's AG's office can assist.
I do not have any sort of refund policy as it’s never come up. However, I asked a moderator of a Discord server I’m in if I can advertise my products in her server and she said I can as long as I make a refund policy first.
- “If You Don’T See Results, You Didn’T Want It Bad enough.”
- Satisfaction Guaranteed—Or Your Money Back!
- A World Without Refunds? Unthinkable!
- Want A Refund? Tough Luck.
- Is The Customer A Friend? Or A Foe?
- Toward More Fair & Just Refund Policies
- Second, We Need to Normalize Refunds.
That’s become the prevailing narrative of the online business refund policy. Of course, it’s nearly impossible to guarantee results. And there are reasons to remind customers and clients that, no matter what they’ve bought, they will have to put some time and effort into it. But I see evidence of an increasingly adversarial relationship with custom...
Offering refunds or maintaining a return policy hasn’t always existed, right? Someone had to come up with the idea that you could reduce the friction of a transaction by telling the buyer that they could return the item if it didn’t work out. I expected to find the genesis for the return policy at the beginning of the modern retail age—maybe in the...
Today, we take return policies for granted whether we’re shopping in brick & mortar stores or online. Direct to consumer retail brands have utilized exceptionally generous return policies to entice shoppers to give them a try. For example, Casper offers a 100-night Risk-Free trial on its mattresses, or Athleta offers a “give-it-a-workout” guarantee...
So far, we’ve established that return policies and money-back guarantees show that the seller stands by the product they sell. They transfer risk from the buyer to the seller. And they can be seen as a vital trust-building component of the buyer’s journey. Return policies and money-back guarantees can be seen as much as marketing as they are custom...
In 1603, a man sued a merchant for selling him an inauthentic bezoar stone. A bezoar stoneis a hard mass that forms in the gastrointestinal tract of animals. At that time, it was thought to have magical healing powers. The stone that the man purchased was neither a bezoar stone nor did it possess healing powers—so the man believed he was entitled t...
So what’s the alternative? How do we move forward with refund policies that support inclusivity? I have some thoughts. Before I get into it, I want to clarify again that I’m mostly speaking about digital products, memberships, and courses—not 1:1 service-based businesses. Service-based businesses should have flexible policies around refunds or work...
It might seem like a radical idea. But refunds area normal part of doing business. We expect the chance to return a product for just about any reason given some basic guidelines. Our customers come to us with the same expectation. Just because we’re a business of one or a few doesn’t change that fact—nor should it. Now, I understand that someone as...
Lenders should refer to the Act and Regulations, as they constitute the final legal authority for the Canada Small Business Financing (CSBF) program. They contain the procedures and conditions for making and administering CSBF loans and for submitting claims for loan losses.
There is no fee to apply for a BDC small business loan. If your request is approved and you accept the loan offer, standard BDC administration fees and an annual loan management fee of $150 will apply. If any amendments must be made in connection to the loan, a transaction fee of $150 per amendment will also apply.
- You can ask for up to $100,000 for a BDC Small Business Loan. The amount approved will be based on our analysis of your request.
- We calculate the interest rate on our Small Business loan as follows: Current floating base rate + variance based on your personal and business inf...
- Loans are repaid over 60 months. For the first 6 months, only the interest portion of the loan is due, as principal payments are postponed. Startin...
- There is no fee to apply for a BDC Small Business loan. If your request is approved and you accept the loan offer, standard BDC administration fees...
- Yes. We offer a variety of business financing solutions.
- This depends on a number of factors, including how many loan requests we receive and how quickly you provide us all the necessary information. Rest...
- No. Applicants must first meet BDC’s eligibility criteria to apply for a loan. The submitted loan request must then pass BDC’s due diligence review...
- We always inform you if your financing request has been declined or if we require additional information. Unfortunately, it is impossible for us to...
- Yes. However, if the shareholder owns 25% of more of the company’s shares, you won’t be eligible to apply for a loan online. Before filling out the...
- Yes. During our verification process, we will be able to determine if the criminal record impacts the company’s eligibility for a loan. Note that t...
The BDC Small Business Loan is designed to provide Canadian businesses with the financial support they need to seize opportunities and overcome challenges. Whether it's supplementing cash flow, purchasing equipment, or covering essential expenses, this loan offers up to $100,000 with terms that accommodate the unique needs of small businesses.
People also ask
Does your business need a refund policy?
Should service based businesses have flexible refund policies?
Should you manage your business finances to allow for refunds?
What is a refund policy & how does it affect your business?
Can a lender claim a tax refund?
How do I get a refund for a CSBF term loan?
Does your business need a refund policy? The short answer is YES. Whether you sell physical products, digital items, subscriptions, or services, a refund policy protects both your business and your customers.
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All the SBA loans and Lenders in one place. Flexible loans tailored to you. Apply Today! Fill out our application in minutes and see what SBA loans you can get for your business!
