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The FTC has brought enforcement actions against several companies for deceptive marketing of gift cards. It also has information available for consumers about shopping for and using gift cards.
- Information
Only scammers will tell you to buy a gift card, like a...
- Restaurants
According to the FTC’s complaint, Darden advertised its gift...
- Kmart Corporation, Kmart Services Corporation, and Kmart Promotions, Llc., In The Matter Of
An official website of the United States government. Here’s...
- About FTC Warning Letters
Eliminating false or misleading information from the...
- Health Claims
Health and Fitness Claims. Americans spend billions of...
- Protecting Consumers
Gift Cards; Funeral Rule; Health Claims; About FTC Warning...
- Information
Federal Law Offers Protections. The Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act provides several protections for consumers who purchase certain types of gift cards, including store and restaurant (also known as merchant) gift cards.
Before a gift certificate, store gift card, or general-use prepaid card is purchased, a person that issues or sells such certificate or card must disclose to the consumer the information required by paragraphs (d) (2), (e) (3), and (f) (1) of this section.
The Federal Trade Commission, the nation’s consumer protection agency, has tips and information for consumers who use gift cards for holiday gift-giving. New federal rules that took effect in August...
Oct 29, 2024 · What Are Virtual Visa Gift Cards. A virtual Visa gift card is a type of electronic gift card that carries the Visa logo. It allows you to shop online at any retailer that accepts Visa. These cards typically come with a card number, expiration date, and security code, just like a physical card. You can purchase virtual Visa gift cards online ...
This Legal Advisory explains the types of prepaid gift cards that are considered to be cash equivalents, and are therefore categorically prohibited under the de minimis gift exception, and the types that are not treated as cash equivalents.
People also ask
Who must disclose information before purchasing a gift certificate?
What does the FTC do about gift cards?
What are the new gift card rules?
Can you sell a gift card with an expiration date?
Do bank gift cards expire?
What happens if you buy a gift card from a retailer?
Click on your state below to find out everything you need to know. Federal Regulations: ( rules that apply regardless of where you live ) Gift cards cannot expire before five years from date of purchase. Reloadable gift card funds are valid for five years from the date of the most recent reload.
