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  1. www.deserres.ca › pages › faqFAQ - DeSerres

    Before returning any goods, contact our Customer Service Department by email at service@deserres.ca or by phone at 1-800-363-0318. Deserres.ca will then provide you with the steps for returning products. You will be responsible for the cost and risk of returning goods, including the cost of return shipping.

  2. www.deserres.ca › products › gift-cardGift Card - DeSerres

    The gift card is mailed by Canada Post. DeSerres Gift Cards are exchangeable for any product online and in any DeSerres store. An original way to give the pleasure of creating! DeSerres Gift Cards have no expiry date and may be exchanged at any time online and in one of our stores across Canada.Choose the value and the number of card (s) desired.

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    • Deserres
  3. Fees are allowed if they are to replace a lost/stolen card. There are still some unusual exemptions such as mall gift cards in Ontario, Manitoba: Ontario is the first jurisdiction in Canada to regulate gift cards. [...] Mall cards (e.g. Eaton Centre gift card) will be covered by the expiry date ban and the new disclosure rules.

    • How Will Lower Interest Rates Impact Bonds?
    • Is Now A Good Time to Buy Bonds?
    • Bottom Line

    For most of the past 15 years, interest rates have hovered near historical lows. The Fed cut interest rates following the 2008 financial crisis and inflation remained muted, which allowed the Fed to keep rates at low levels. When the Covid-19 pandemic hit the economy in March 2020, the Fed again followed a similar playbook: cut interest rates to st...

    Many investors have been reluctant to hold bonds for years due to the low interest rate environment, but that should no longer be the case, says Greg McBride, chief financial analyst at Bankrate. “Even with interest rates coming down, bond yields are still high enough to be appealing to investors,” McBride notes. High-quality bonds offer investors ...

    Ultimately, the decision on whether or not to hold bonds and in what amount will depend on the unique circumstances of each individual investor. But the rise in interest rates has made bonds more attractive than they’ve been in over a decade. The Fed may have cut interest rates in September, with more cuts likely in the months ahead, but longer-ter...

  4. Mar 11, 2021 · Rule #2: Buy Bonds According to Your Age. You shouldn't shun bonds all together. Instead, use the 'Method of 100,' to determine how much of your portfolio should be composed of bonds. Your base of assets (including stocks, bonds, and home equity) should represent a lower risk as you age. To determine the best time to buy bonds, simply subtract ...

    • Bethany Mccamish
  5. www.canada.ca › services › paymentGift cards - Canada.ca

    A gift card is a prepaid card that you use to pay for purchases. You can use gift cards at a single retailer or at a group of retailers, such as a chain or shopping mall. Generally, gift cards come with money already on them. Gift cards can be a physical card or an electronic card. Depending on your province or territory, there may be different ...

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  7. Jan 19, 2024 · Buying a bond ETF. The best way to buy bonds in Canada is to purchase a bond fund, like a bond ETF. There are bond funds that contain either corporate or government bonds, short or long-term bonds ...

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