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How working affects your claim. If you earn money while receiving EI benefits, you can keep 50 cents of your benefits for every dollar you earn, up to 90% of your previous weekly earnings (roughly 4 and a half days of work). Above this cap, your EI benefits are deducted dollar-for-dollar. You’re not eligible to receive EI benefits if you work ...
- Backgrounder: How Working Affects Your Claim - Canada.ca
How Working Affects Your Claim. If you work or receive...
- Backgrounder: How Working Affects Your Claim - Canada.ca
- On this page
- You must submit EI reports
- Situations that may impact your benefits
- You can receive different types of benefits one after the other
- If you’re not well, someone else can manage your benefits for you
- Requesting EI benefits on behalf of a deceased person
- Work-Sharing
- Situations where you may owe money
- Misusing the EI program may affect your future claims
•You must submit EI reports
•Situations that may impact your benefits
•You can receive different types of benefits one after the other
•If you’re not well, someone else can manage your benefits for you
•Requesting EI benefits on behalf of a deceased person
•Work-Sharing
You'll have to submit reports to Service Canada every 2 weeks beginning after you apply for Employment Insurance (EI) benefits. You must submit these reports for as long as you receive benefits. They help you confirm you're still eligible and make sure you get the benefits to which you're entitled.
You'll need your social insurance number and the 4-digit access code we mailed you to submit your reports online or by phone.
Submit your report
Once you submit your report, you'll get the date to submit your next one. You have 3 weeks from that date to complete the next report.
Earning money while receiving EI benefits
You'll be able to keep 50 cents of your Employment Insurance (EI) benefits for every dollar you earn, up to 90% of the weekly insurable earnings used to calculate your EI benefit amount, if you work while receiving regular benefits and have served your waiting period. If you earn any money above this 90%, we'll deduct it dollar for dollar from your benefits. For more information, visit the Working While on Claim page. When you work and receive benefits at the same time, you must report your work earnings and hours for each week you work, in the week in which the work occurred. If you receive other payments while receiving EI, some types of earnings will be deducted from your EI benefits, while other types of income have no impact on your EI benefits. You can refer to the earnings chart to find out if a payment constitutes earnings for benefit purposes and, if so, how those earnings are allocated.
If you travel outside of Canada
You’re not usually eligible to receive regular benefits while you’re away from Canada. However, you may receive regular benefits if you show that you’re available for work in Canada while abroad. You must also notify us of your travel on My Service Canada Account (MSCA) or through your bi-weekly report. You can be outside Canada for a period of 7 consecutive days for the purpose of: attending the funeral of a member of your immediate family or a close relative accompanying a member of your immediate family to a medical facility, provided that the treatment sought is not readily available in the family member's area of residence in Canada visiting a member of your immediate family who is seriously ill or injured attending a bona fide job interview You can be away from Canada for a period of 14 consecutive days for the purpose of conducting a bona fide job search. If you indicate that you’ve taken measures to be reached if an employment opportunity presents itself during your absence and that you’re able to return to Canada within 48 hours, we’ll accept that you’ve proven your availability. One measure we take to enforce this rule is to compare EI information with information from the Canada Border Services Agency. If we find you’ve been out of the country while collecting benefits, we’ll determine whether you were entitled to receive those benefits. If you weren’t entitled to receive them, we’ll calculate how much we overpaid you, and you’ll then have to repay the benefits. We may also impose penalties of up to 3 times your weekly benefit rate or 3 times the amount of your overpayment. As well, you may have to work more hours or, in the case of fishing benefits, you may need more insurable earnings to qualify for benefits in the future.
You can normally receive up to 50 weeks of benefits when regular benefits are combined with maternity, parental, sickness or caregiving benefits in the same benefit period (of 52 weeks).
The only exception is when EI regular benefits and extended parental benefits are paid during the 52-week period. As extended parental benefits are paid at a benefit rate of 33% of your average weekly insurable earnings, once 50 weeks of benefits have been paid, the weeks of extended parental benefits will be converted to an equivalent number of weeks that would have been paid at the 55% benefit rate. This conversion will determine how many more weeks of regular benefits and special benefits can be paid to reach the equivalent of 50 weeks paid at the 55% benefits rate. Any weeks where you return to work during this period will be considered weeks paid for the purposes of calculating the equivalent of 50 weeks paid at the 55% benefit rate. Once the number of additional weeks that can be paid is determined, the 52-week benefit period will be extended to allow for the additional weeks to be paid.
If you’re unable to manage your own affairs due to health problems, a person other than an Employment and Social Development Canada employee may be appointed to act on your behalf. In that case, the form Appointment of Representative must be completed and returned with your EI application.
If you’re eligible for EI, we’ll authorize the payment of benefits to the representative acting on your behalf.
When a person dies, EI benefits payable to that person up to and including the day of the death may be paid to the legal representative Footnote 1 , or to a person authorized to inherit property of the deceased person.
If the deceased person had not applied for EI benefits, the legal representative must do the following, in the name of the deceased person, before benefits can be paid:
•apply for benefits in the name of the deceased person
•complete the form Request for Payment of Benefit on Behalf of a Deceased Person
•provide a death certificate issued by the province or territory, a certificate from the director of a funeral home or an administrator of a hospital or clinic, or a letter from a physician, graduate nurse, or member of the clergy
If the deceased person was receiving EI benefits before death, the legal representative must complete the form Request for Payment of Benefit on Behalf of a Deceased Person to cancel these benefits.
The EI Work-Sharing Program assists employers and employees facing lay-offs due to a decline in production. With the Work-Sharing agreement, available work is redistributed through a voluntary reduction in hours worked by all employees within 1 or more work units. This enables the employer to retain a full work force on a reduced work week, rather ...
Deductions can never be taken for money owed directly to a person or company. However, deductions can be taken from your EI benefits to repay money you owe, if:
•you received an overpayment from EI
•you received an advance or assistance from the Government of Canada or any of its agencies, a provincial or municipal government, or any other authority and an arrangement has been taken with EI for the deduction. Your consent must be given in writing to the deduction and payment by EI. Example: you received an advance from a Social Services agency while waiting for your EI benefits to start
•the Department of Justice issued a court order, according to the Family Orders and Agreements (FOA) Enforcement Assistance Act. Your EI benefits are garnished and forwarded to the Department of Justice that ensures payment to your spouse / dependents, according to the existing court order
Claimants who misused the EI program and were assessed a violation may need more insurable earnings or hours to qualify for benefits in the future. The required amount rises based on the number and seriousness of misrepresentations that have been recorded in the 5-year period before the start of their claims.
Apr 1, 2024 · If you do, you will lose your EI benefits altogether regardless of how much you are making. However, you can work part-time. Here’s a simplified overview of the key rules and information to keep in mind: Understand deductions: Expect a 50-cent deduction from your EI for every dollar earned, up to 90% of your former wage.
How Working Affects Your Claim. If you work or receive earnings while receiving EI benefits and have served the waiting period, you can keep 50 cents of your EI benefits for every dollar you earn, up to 90 percent of the weekly insurable earnings used to calculate your EI benefit rate. The 90 percent amount is called the earnings threshold.
Apr 4, 2020 · If so, per the one-half rule, $50 will be deducted from your regular EI benefit, leaving you with $225 from EI (plus the additional $100, directly from your employer), for a total of $325. By working more, you can earn up to $450 weekly, or your “earnings threshold”. You cannot earn more than your “earnings threshold” by working during ...
Mar 25, 2022 · By Monkhouse Law / March 25, 2022. In Canada, if you are receiving EI (Employment Insurance), you need to be actively looking for work so if you do get work, and it pays less than the position that you are trying to replace, you may still be eligible to receive a portion of your maximum benefit. You are entitled to keep 50 cents of your EI ...
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Jul 25, 2023 · While on EI benefits you can keep 50 cents of your benefits for every dollar you make. You can claim this up to 90% of your previous weekly earnings which can also be seen as 4.5 days of work. You can claim this up to 90% of your previous weekly earnings which can also be seen as 4.5 days of work.
