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Jul 21, 2022 · Under the Ontario Gift Card Act, gift cards and gift certificates can expire if they are for spas, massages, manicures, salons or for charitable purposes. Pre-paid credit cards, loyalty cards or ...
- Gift card expiry shocks Ontario woman
Published Jan. 18, 2023 3:50 p.m. PST. Share. An Ontario...
- Gift card expiry shocks Ontario woman
- Gift Cards from Retail Businesses
- Gift Cards from Shopping Malls
- What to Do If The Business Closes
- What You Can Do If You Are Charged An Illegal Fee
The Consumer Protection Actbans most retail business gift cards from having an expiry date. This means a gift card can be used to its full value no matter when you decide to use it. The act also requires that all restrictions and conditions must be stated in clear and visible writing for the customer.
Special rules apply to shopping mall gift cards. These are cards sold by the mall and can be used at stores in the mall. The shopping mall can charge an activation fee up to $1.50at the time the card is purchased. Shopping mall gift cards keep their value for 15 months from the date of purchase. The mall can apply a dormancy fee after 15 months up ...
If you have a gift card for a business that has closed, your options may be limited. Read the terms and conditions before buying a gift card. The terms may allow the card to be used at another business location. If a retail business is closed because of financial difficulties or bankruptcy, you can contact the trustee in bankruptcy for assistance. ...
You can ask for a refund by contacting the store or mall that issued the card. If it’s an illegal fee charged for a mall card, the mall must provide the refund within 15 days. If you are not reimbursed, you can file a complaint with the ministry.
A gift card is a prepaid card that you use to pay for purchases. You can use gift cards at a single retailer or at a group of retailers, such as a chain or shopping mall. Generally, gift cards come with money already on them. Gift cards can be a physical card or an electronic card. Depending on your province or territory, there may be different ...
Jan 4, 2018 · Fees can range from $2 to $5 per month. Always read the fine print on the back of the card. Special rules also apply to shopping mall gift cards. Shopping mall gift cards keep their value for 15 ...
Mar 14, 2023 · Most gift cards do not have an expiry date. That said, some cards might, such as the following: Charitable or promotional gift cards. Some companies offer gift cards as part of a promotion, charity, or loyalty program. These gift cards are typically only used to buy products or services of specific merchants and often have an expiration date.
- You can check your gift card balance by visiting the merchant’s website, calling the phone number on the card, or checking the purchase receipt.
- Using your gift card to take out cash at a bank machine may be possible, if the card specifically permits it. However, most store-based gift cards...
- There are several gift card exchange websites that you can use to sell your gift cards , such as Raise.com or Cardcash.com.
Buying or using gift cards. How expiry dates apply to most gift cards, and what to do if that business closes. Rules for loyalty reward points. Learn about reward points programs and your rights under the Protecting Rewards Points Act. Door-to-door sales and home service contracts. Know your rights when you sign a contract at your door.
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Jan 18, 2023 · Published Jan. 18, 2023 3:50 p.m. PST. Share. An Ontario woman says she was “shocked” when her $250 pre-paid Visa gift card expired, despite a provincial ban on gift card expiration dates ...
