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Many factors influence health plan choices. Classical individual-level determinants include socioeconomic and health-related characteristics, and risk attitudes. However, little is known to what extent personality traits can determine insurance choices.
- Yanmei Liu, Stefan Boes
- Front Health Serv. 2022; 2: 847486.
- 10.3389/frhs.2022.847486
- 2022
Dec 24, 2023 · Our results suggest that individuals with better health insurance system-related knowledge are more likely to opt for a high-deductible plan when being in good health and are more likely to opt for a low-deductible plan when having higher health care needs, which is in line with the financial incentives set by these plans.
Consumers who shop for health insurance in the individual, or nongroup, market face a complex decision with potentially large financial and health ramifications. 1 Shoppers looking to minimize their financial exposure must predict their expected health care use and costs for a variety of scenarios across large numbers of plans with varying cost-...
Apr 1, 2019 · We examined how health plan access, choice, and affordability varied between the individual on-Marketplace, individual off-Marketplace, and small-group markets in 2018. We found relatively...
- Jean M. Abraham, Anne B. Royalty, Coleman Drake
- 2019
Feb 27, 2013 · The research indicates that consumers select insurance plans based not only on their overall wellness level — with people in worse health opting for more robust coverage — but also on their own anticipated response to having insurance.
5 days ago · Objectives Value-based insurance design (VBID) aims to direct consumers’ preferences by incentivizing the use of high-value care and discouraging the use of low-value care. However, consumers often have limited knowledge of health insurance and the health insurance system, possibly distorting their preferences. In this study, we aim to investigate the impact of specific information ...
Jul 13, 2022 · This study investigated why individuals change their health insurance plans, factors that influence their health insurance plan choices and information sources used to compare and select their desired plans.
