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  1. Jul 9, 2024 · The easiest way to spend money in Costa Rica is to use a credit card. Credit cards are widely accepted in Costa Rica for payment of touristy things like hotel stays, shuttle services, meals, tours, and attractions. Conveniently, credit cards allow many trip items to be paid for from home, so there’s less you need to concern yourself with when ...

  2. Occasionally, a merchant in Costa Rica will accept credit or debit cards but tell you that there is an extra 3-5% charge for using one. This covers the merchant’s processing fees; the fees the bank charges them on each transaction. This is not that common but can happen, especially with smaller stores and operators. Using ATMs in Costa Rica

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  3. Mar 1, 2024 · Debit Cards in Costa Rica. I used my debit card for a couple of years in Costa Rica. However, I don’t recommend it since there isn’t as much protection for debit cards as there is for credit cards. Furthermore, car rental companies don’t normally take debit cards since the deposit takes 1-3 months to return compared to 72 hours for credit ...

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  4. Mar 14, 2024 · Finding the Best Credit Card for Costa Rica. Best US Credit Card in Costa Rica. Chase Sapphire Reserve Credit Card. Capital One Venture Rewards Credit Card. Bank of America Travel Rewards Credit Card. Best UK Credit Card: Halifax Clarity. Best Canada Credit Card: Scotiabank Passport Visa Infinite Card.

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  6. In Costa Rica you will often see discounts for cash (familiar if you’ve bought gasoline in the American Midwest). This is in recognition of the credit card surcharge (and sometimes to evade sales tax). Additionally some cards charge international transaction fees of 3-5%. Don’t get upset with the merchant in Costa Rica.

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