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The state of Ohio was awarded $280 million from the U.S. Department of Treasury Homeowner Assistance Fund through the American Rescue Plan Act of 2021 to provide assistance to eligible Ohio homeowners who are facing foreclosure or cannot afford to pay their mortgage, utility bills, or other housing-related costs as a result of economic hardship caused by the COVID-19 pandemic.
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OHFA uses R-TCAP and OHFA general funds to provide...
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Established in HB 33 of the 135th General Assembly, R.C....
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OHFA Homebuyer Programs (12/5) This course will review the...
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OHFA offers homebuyer loans, down payment assistance,...
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The Save the Dream Ohio – Mortgage Assistance provides eligible Ohio homeowner that have experienced financial hardship as a result of the pandemic with assistance to pay delinquent mortgage payments and/or future payments for up to six months. A homeowner may be eligible to receive up to $25,000 in combined mortgage assistance. Who is ...
Apr 6, 2022 · Payments from Save the Dream Ohio will be made directly to the homeowners' mortgage servicer, utility company, taxing authority, insurance company, or homeowner association for application directly to the homeowner’s account. There are no fees associated with Save the Dream Ohio. The program runs through September 30, 2025, or until funds run ...
- What Costs Will The Save The Dream Ohio Program Cover?
- Eligibility Requirements For The Save The Dream Ohio Program
- How The Save The Dream Ohio Program Works
- How to Apply to The Save The Dream Ohio Program
- Avoid Homeowner Assistance Fund Scams
- Learn More About The Save The Dream Ohio Program
You can use money from the Save the Dream Ohio program to pay past-due mortgage payments and up to six months of upcoming mortgage payments. The program will also pay delinquent property taxes if the taxes are escrowed. If you pay property taxes separate from your mortgage payment, you can apply to get assistance from the Save the Dream Ohio—Utilit...
To qualify for relief from this program, you must have suffered a financial hardship (a material reduction in income or an increase in living expenses) after January 21, 2020, because of COVID-19. You also have to meet these guidelines. 1. The property must be owner-occupied and located in Ohio. 2. The property must be your primary residence. Secon...
Payments from the program go directly to the loan servicer or other approved entity, not to homeowners.
Go to savethedream.ohiohome.org or call 888-404-4674 to apply for assistance. You'll have to provide some documentationwith your application, like mortgage statements, proof of income (such as pay stubs or tax returns), and a government-issued ID (like a driver's license).
Be wary if you get an unsolicited offer by phone, mail, email, or text message offering mortgage relief or foreclosure rescue services. Scammers sometimes target homeowners who've been affected by COVID-19. Homeowner Assistance Fund programs are free. If anyone asks you to pay a fee to get housing counseling or to receive foreclosure prevention ser...
If you need help with the application process or have questions about the Save the Dream Ohio program, call 888-404-4674 and check the program FAQs. Also, review these additional homeowner resources. You may also get help from a HUD-approved housing counselor who will assist you at no cost. To find a counselor near you, go to HUD's websiteor call 8...
Jul 7, 2023 · The Ohio Housing Finance Agency's Save the Dream Ohio mortgage assistance program provides financial assistance to Ohio homeowners who are struggling to make their mortgage payments.
Jan 31, 2023 · With UAP, eligible Ohio homeowners may receive financial assistance up to $10,000 to pay delinquent utility bills, property taxes, and other housing costs not included in mortgage payments. Payments from Save the Dream Ohio program are made directly to homeowners' mortgage servicers, utility companies, taxing authorities, insurance companies, or homeowner associations and applied directly to ...
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Sep 6, 2023 · COLUMBUS, Ohio (WSYX) — Money is running out for Ohioans who need help paying their mortgage, utilities or property taxes. The federal government gave the state nearly $300 million two years ago ...
