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The discount cannot be combined with any other offer or with discounts from student programs, associations and partners. Zone members get the best price, i.e., the lower price between their Zone preferential pricing or the discount offered on the regular price of the item.
Pay less for your home insurance when you insure your car and home with us. Homeowners save up to 10% 1. Condo owners and tenants save up to 15%. You also get Desjardins legal assistance and the Trouble-Free Option ® for free. Learn more about the Double Contract discount.
The discount cannot be combined with any other offer or with discounts from student programs, associations and partners. Zone members get the best price, i.e., the lower price between their Zone preferential pricing or the discount offered on the regular price of the item.
Find answers in our FAQ, whether you want to know more about how to save on insurance and get a lower rate, what's legally required or how to cancel your policy. What's your question about? Select a topic or scroll down for more details.
- Multi-Policy Discount
- Multi-Car Discount
- Usage-Based Insurance Program Discount
- Vehicle Safety Discounts
- Online Quote Discount
- Anti-Theft Device Discount
- Good Driver Discount
- Winter Tires Discount
- Good Student Discount
- Students Away at School Discount
A multi-policy discount often applies when you buy car insurance alongside other policies from the same company. It’s also referred to as “multi-line discount” and commonly known to as “bundling.” Bundling car insurance and home insurance is usually one of the biggest discounts you can score, often offering between 5% to 25% off—and sometimes more....
You can usually grab this discount if you insure more than one car with the same insurance company. Typical discounts advertised are up to 8% to 25%. For example, drivers with Belairdirect could save up to 15% on auto insurance with the multi-vehicle discount.
Your insurance company might offer usage-based insurance (UBI), also known as telematics, which adjusts insurance rates based on how often, when and how well you drive. Insurance companies market this as a way to get a personalized premium. Data is typically collected collected from a smartphone app. Most UBI programs offer a discount for enrolling...
If your car has safety equipment like anti-lock brakes, air bags and daytime running lights, you may get a discount. For example, PC Insurance offers an autonomous emergency braking system discount for cars fitted with this safety feature.
Some car insurance companies will offer a discount if you get an online quote and sign up for a policy. This can range from 4% to 12%. For example, TD Insurance offers a 10% discount when you quote and buy car insurance online.
Depending on the insurance company, you may be able to get anti-theft discounts for both factory installed and after-market installed devices. For example, Allstate Insurance offers a discount to drivers in Quebec with vehicles equipped with an anti-theft tracking device or vehicle marking. Here are a few types of anti-theft devices that can help y...
Car insurance companies love good drivers and often reward them with savings in the form of conviction-free discounts or claims-free discount. A car insurance company will typically require you to be incident-free for a certain amount of time, typically three years, but the discounts can be substantial. TD Insurance offers a Driver’s Excellence dis...
Snow and ice can make driving conditions much worse and increase the risk of an accident exponentially. That’s why insurance providers in Ontario offer a provincially-mandated winter tire discount of between 2% and 5% for drivers who keep four winter tires on their cars for a specified period of time. For example, Aviva Insurance requires tires be ...
If your student driver is under the age of 25, enrolled full-time at a high school or college or university and maintains an 80% average, you could qualify for a discount.
If your student is away at school and without a car, you may be able to get a discount. Requirements vary among car insurance companies, but the student typically has to be under age 25, more than 100 kilometres from home and with access to your car only while home during school vacations and holidays.
- Jason Metz
Nov 8, 2022 · Here are 12 auto insurance discounts you may qualify for, whether you’re buying car insurance for the first time, switching providers, or renewing your current policy. Ask your car insurance company if you’re eligible for any of the following discounts that can lower your car insurance rate .
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Tailor your car insurance to get coverage at the right price. Choose from our options and discounts, then get a car insurance quote to see how you'll save!