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- Get 15% off for each insured car, 50% off the Trouble-Free Option and free Desjardins legal assistance. Have a car and a recreational vehicle? Get 10% off for each recreational vehicle you insure with us. 4 Discover our recreational vehicle insurance Save more with Ajusto Ajusto ® is the best way to get a more personalized car insurance premium.
www.desjardins.com/en/insurance/home-car-discounts.html
Our Double Contract discount gets you a lower rate when you bundle your car and home insurance with us. It also makes your insurance easier to manage, without the hassle of dealing with multiple providers.
- Update your policy regularly. Has working from home changed your driving habits? Maybe someone else is now the principal driver, or you're moving? It might be time to change the names on your policy or update your address.
- Insure all your vehicles on the same policy. Insuring all your vehicles on the same policy can result in a significant discount. If you own another vehicle like a second car, an RV, a scooter, a snowmobile, or even a boat, you can save money with a multi-vehicle discount from your insurance company.
- Bundle your home and auto insurance. Having home and auto insurance with the same insurance company will make it easier to manage your policies, but that's not the only benefit.
- Increase your deductible. When shopping for a car, remember to think about insurance costs, which vary by model. A big reason for these differences is that some models are just more popular with thieves, such as SUVs, 4-wheel-drive vehicles (4x4s), pickup trucks and luxury cars.2 Once you've narrowed down your choices, request a quote for the models you're thinking about.
- Multi-Policy Discount
- Multi-Car Discount
- Usage-Based Insurance Program Discount
- Vehicle Safety Discounts
- Online Quote Discount
- Anti-Theft Device Discount
- Good Driver Discount
- Winter Tires Discount
- Good Student Discount
- Students Away at School Discount
A multi-policy discount often applies when you buy car insurance alongside other policies from the same company. It’s also referred to as “multi-line discount” and commonly known to as “bundling.” Bundling car insurance and home insurance is usually one of the biggest discounts you can score, often offering between 5% to 25% off—and sometimes more....
You can usually grab this discount if you insure more than one car with the same insurance company. Typical discounts advertised are up to 8% to 25%. For example, drivers with Belairdirect could save up to 15% on auto insurance with the multi-vehicle discount.
Your insurance company might offer usage-based insurance (UBI), also known as telematics, which adjusts insurance rates based on how often, when and how well you drive. Insurance companies market this as a way to get a personalized premium. Data is typically collected collected from a smartphone app. Most UBI programs offer a discount for enrolling...
If your car has safety equipment like anti-lock brakes, air bags and daytime running lights, you may get a discount. For example, PC Insurance offers an autonomous emergency braking system discount for cars fitted with this safety feature.
Some car insurance companies will offer a discount if you get an online quote and sign up for a policy. This can range from 4% to 12%. For example, TD Insurance offers a 10% discount when you quote and buy car insurance online.
Depending on the insurance company, you may be able to get anti-theft discounts for both factory installed and after-market installed devices. For example, Allstate Insurance offers a discount to drivers in Quebec with vehicles equipped with an anti-theft tracking device or vehicle marking. Here are a few types of anti-theft devices that can help y...
Car insurance companies love good drivers and often reward them with savings in the form of conviction-free discounts or claims-free discount. A car insurance company will typically require you to be incident-free for a certain amount of time, typically three years, but the discounts can be substantial. TD Insurance offers a Driver’s Excellence dis...
Snow and ice can make driving conditions much worse and increase the risk of an accident exponentially. That’s why insurance providers in Ontario offer a provincially-mandated winter tire discount of between 2% and 5% for drivers who keep four winter tires on their cars for a specified period of time. For example, Aviva Insurance requires tires be ...
If your student driver is under the age of 25, enrolled full-time at a high school or college or university and maintains an 80% average, you could qualify for a discount.
If your student is away at school and without a car, you may be able to get a discount. Requirements vary among car insurance companies, but the student typically has to be under age 25, more than 100 kilometres from home and with access to your car only while home during school vacations and holidays.
- Jason Metz
- Lisa Coxon
- Driving school certificate insurance discount. How to get this car insurance discount: If you successfully complete a government-recognized driver training or education program, your auto insurance company might give you a lower rate.
- Increased deductible insurance discount. How to get this car insurance discount: One of the simplest ways to bring down your auto insurance premium is to opt for a higher deductible.
- Winter tire insurance discount. How to get this car insurance discount: Equipping your vehicle with winter tires isn’t just a responsible decision — it’s one that could save you money on your auto insurance premium.
- Young drivers insurance discount. How to get this car insurance discount: If you completed the Young Drivers of Canada program, you could be eligible for a discounted insurance rate.
Oct 12, 2022 · Desjardins offers a few ways to save money on your car insurance premiums, including an optional safe driving program, bundle discounts, and student discounts. You can read more about those cost saving options here .
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Nov 15, 2022 · On average, driving school saves new drivers 10% to 20% on their auto insurance—although, as with most things, the devil is in the details. These discounts typically last for two to four...
