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Available Credit Offers. *,** Important terms and conditions apply. See details below. on any single-receipt, installed, in-store or online Furnace, Air Conditioner, Heat Pump or Ductless System purchase of $1,499 or more (included taxes) when you use your Home Depot® Consumer Credit Card from Thursday, October 10 to Wednesday, December 4, 2024.
Manage My Account. Available Credit Offers. Prequalify in under 60 seconds with no impact to your credit score. 0% APR for 6 months while you shop. Then take up to 5 years at 13.99% APR to pay off your purchases. No prepayment penalty. Minimum spend and payment required. CARD FAQ. 1-866-207-3933.
There are no annual membership or renewal fees and the retailer does not charge any plan administration fees. Examples of borrowing costs at the credit rate of 5.99% per annum and 28.8% per annum, respectively (assuming a financing plan balance owing during a 30 day month covered by the Account Statement and no other credit plans, fees, additional payments or other charges).
No Interest if paid in full within 12 months*. On any Appliance in-store or online purchase of $299 or more (including taxes) when you use The Home Depot ® Consumer Credit Card †. Payments required*. No annual fees. † On approved credit. Financing provided by Home Depot Credit Services, a unit of Citi Cards Canada Inc.
- It offers deferred interest. The Home Depot Consumer Credit Card can help you finance a big home project; in fact, that's its primary selling point. It offers deferred interest on purchases of $299 or more.
- You won't want to carry a balance. Even if you don't take advantage of the deferred interest offer, you'll want to avoid carrying a balance from month to month.
- Cardholders enjoy a longer return period and exclusive offers. Frequent Home Depot shoppers might benefit from the fact that hassle-free returns are offered for one year with the card, which is four times longer than you'd normally get on Home Depot purchases.
- Home Depot offers a separate card for bigger projects. Home Depot also offers the Home Depot Project Loan Card, which allows cardholders to borrow up to $55,000 for big improvement projects.
Mar 25, 2024 · A credit card annual fee is the minimum cost of keeping the account open for a year. It helps the issuer afford any rewards or promotional financing the card may offer as well as general account services, such as billing and customer support. The average credit card annual fee is about $22.34, but many cards have no annual fee.
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Oct 12, 2023 · Editor’s Rating. 1.5 / 5. Bottom Line The Home Depot® Credit Card can be good for paying off large purchases over time. Unlike most store credit cards, it doesn’t give ongoing rewards, but it does offer an introductory APR of 0% for 12 - 24 months on purchases. This is deferred interest, though, and the regular APR is 29.99%.
