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What are The Home Depot Project Loan terms? APR during 6-month Shopping Period: 0.00%. APR thereafter, 13.99% for 60 months*. Shopping Period: Your APR is 0.00% and you are only required to make minimum payments of 0.4% of the closing balance on the monthly statement.
A Project Budget to Match Your Dreams. Prequalify in under 60 seconds without impacting your credit score. Get approved for up to $50,000*. Pay 0% APR for 6 months while you make your project purchases (minimum payment required). Then pay 13.99% APR for up to 60 months or pay off your balance in full at any time (no pre-payment penalty).
No Interest if paid in full within 12 months*. On any Appliance in-store or online purchase of $299 or more (including taxes) when you use The Home Depot ® Consumer Credit Card †. Payments required*. No annual fees. † On approved credit. Financing provided by Home Depot Credit Services, a unit of Citi Cards Canada Inc. * Interest accrues ...
Mar 5, 2024 · If you’re approved, your APR is based on your repayment term, with longer terms paying a higher rate. This fixed rate ensures predictable monthly payments, essential for budgeting during a home improvement project: 66 months (5 ½ years): 7.42% APR. 78 months (6 ½ years): 12.86% APR. 90 months (7 ½ years): 16.24% APR.
- U.S. citizenship required*
- No exclusions disclosed
- Details
Apr 18, 2024 · Make sure to check that Home Depot has everything you need before you apply, because your financing will be restricted to purchases from this retailer. Key features of the Home Depot Project Loan: 7.42% to 19.96% fixed APR. Borrowing limit up to $55,000. Repayment period of 66 to 144 months. No down payment, annual fee or prepayment penalties.
- The APR and credit limit you may qualify for will depend on creditworthiness, but the application process appears to be simple. Shoppers who are in...
- Home Depot does not disclose the qualification requirements for their credit card, but generally, it is easier to qualify for a store credit card t...
- Home Depot’s branded financing options can only be used to pay for purchases made at Home Depot. Unlike general-use credit cards, store-branded cre...
Mar 22, 2024 · Current Home Depot credit card promotions: $25-$100 discount on a purchase of $25-$1,000+ in first 30 days: Home Depot Consumer Credit Card, Home Depot Commercial Credit Cards. 0% deferred interest for 6 months on purchases of $299 or more: Home Depot Consumer Credit Card. 7.42%-19.96% APR for 66-114 months: Home Depot Project Loan.
Nov 30, 2023 · The Home Depot Project Loan is a financing option that allows you to borrow up to $55,000 for your home improvement projects. It offers a fixed monthly payment and a competitive interest rate. Once approved, the funds can be used to purchase products and services at Home Depot.
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