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related to: does home depot charge interest feesHome Depot Credit Center: Explore Financing Options For Home Improvement. Make Home Improvement Easier With Credit Cards From The Home Depot.
6017 Maxtown Road, Westerville, OH · Directions · (614) 794-3651
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- Standard APR is 29.99%. With a $2 minimum interest charge.
www.cnbc.com/select/home-depot-credit-card-review/
36 EQUAL PAYMENTS, 7.99% ANNUAL INTEREST RATE*, NO ANNUAL FEES on your next single- receipt, in-store only purchase of $999 or more (including taxes) when you use your Home Depot ® Consumer Credit Card. Monthly Payments Required. Limited time offer.
No Interest if paid in full within 12 months*. On any Appliance in-store or online purchase of $299 or more (including taxes) when you use The Home Depot ® Consumer Credit Card †. Payments required*. No annual fees.
ASK FOR 36 EQUAL PAYMENTS, 5.99% ANNUAL INTEREST RATE*, NO ANNUAL FEES when you use your Home Depot ® Consumer Credit Card from Thursday, June 7 to Wednesday, August 1, 2018 on any in-store or Installation Services purchase totalling $1,499or more (including labour and taxes).
- It offers deferred interest. The Home Depot Consumer Credit Card can help you finance a big home project; in fact, that's its primary selling point. It offers deferred interest on purchases of $299 or more.
- You won't want to carry a balance. Even if you don't take advantage of the deferred interest offer, you'll want to avoid carrying a balance from month to month.
- Cardholders enjoy a longer return period and exclusive offers. Frequent Home Depot shoppers might benefit from the fact that hassle-free returns are offered for one year with the card, which is four times longer than you'd normally get on Home Depot purchases.
- Home Depot offers a separate card for bigger projects. Home Depot also offers the Home Depot Project Loan Card, which allows cardholders to borrow up to $55,000 for big improvement projects.
If not, interest will be charged at an Interest Rate of 21.5%^ per annum in accordance with the Consumer Cardholder Agreement. ˄ If your account was opened prior to March 15, 2020, interest will be charged at a Credit Rate of 23.25% per annum in accordance with your Consumer Cardholder Agreement.
It sounds like a pretty good deal: for no annual fee, you can make a purchase at Home Depot with the card and you’ll pay no interest on that purchase so long as it’s paid in full within a set period of time. But is this too good to be true? There’s a few details in the fine print you’ll definitely want to take a look at.
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Does Home Depot offer deferred interest?
NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS¹ on storewide purchases of $299 or more made on The Home Depot Consumer Credit Card. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.
