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1. • 29.99%

     • The Home Depot Credit Card has an APR of 29.99%. That’s significantly higher than the average credit card APR, and could cost cardholders a lot of money over time.
     www.newsweek.com/vault/credit-cards/home-depot-credit-card/

     7 Things to Know About the Home Depot Credit Card - Newsweek

2. www.homedepot.ca › en › homeAvailable Credit Offers - Homedepot.ca

   www.homedepot.ca › en › home

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   36 EQUAL PAYMENTS, 7.99% ANNUAL INTEREST RATE*, NO ANNUAL FEES on your next single- receipt, in-store only purchase of $999 or more (including taxes) when you use your Home Depot ® Consumer Credit Card. Monthly Payments Required. Limited time offer.

3. www.homedepot.com › c › credit-centerCredit Center - The Home Depot

   www.homedepot.com › c › credit-center

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   NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS¹ on storewide purchases of $299 or more made on The Home Depot Consumer Credit Card. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months.

4. www.homedepot.ca › en › homeConsumer Credit Card FAQs - Homedepot.ca

   www.homedepot.ca › en › home

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   If not, interest will be charged at an Interest Rate of 21.5%^ per annum in accordance with the Consumer Cardholder Agreement. ˄ If your account was opened prior to March 15, 2020, interest will be charged at a Credit Rate of 23.25% per annum in accordance with your Consumer Cardholder Agreement.

5. wallethub.com › answers › ccWhat's the Home Depot Credit Card interest rate? - WalletHub

   wallethub.com › answers › cc

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   Oct 24, 2024 · The regular Home Depot® Credit Card interest rate is 29.99%, depending on your creditworthiness. You'll need at least fair credit (a credit score of 640+) for approval. If you have fair credit, you may end up with an APR on the higher end of the range.

6. www.nerdwallet.com › home-depot-credit-card5 Things to Know About the Home Depot Credit Card

   www.nerdwallet.com › home-depot-credit-card

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   • 2/5

   • It offers deferred interest. The Home Depot Consumer Credit Card can help you finance a big home project; in fact, that's its primary selling point. It offers deferred interest on purchases of $299 or more.
   • You won't want to carry a balance. Even if you don't take advantage of the deferred interest offer, you'll want to avoid carrying a balance from month to month.
   • Cardholders enjoy a longer return period and exclusive offers. Frequent Home Depot shoppers might benefit from the fact that hassle-free returns are offered for one year with the card, which is four times longer than you'd normally get on Home Depot purchases.
   • Home Depot offers a separate card for bigger projects. Home Depot also offers the Home Depot Project Loan Card, which allows cardholders to borrow up to $55,000 for big improvement projects.

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8. www.homedepot.ca › en › homeFinancing Plan - Homedepot.ca

   www.homedepot.ca › en › home

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   If not, interest will be charged at an Interest Rate of 28.8% per annum in accordance with the Consumer Cardholder Agreement. This offer is valid at The Home Depot Canada locations outside of Quebec. Offer not available to Quebec residents.

9. wallethub.com › edu › ccIs the Home Depot Credit Card Worth It? - WalletHub

   wallethub.com › edu › cc

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   Oct 12, 2023 · If you’re approved for the Home Depot® Credit Card, you will be assigned a regular APR between 29.99%. The rate you’ll get is a function of creditworthiness, with the lowest rate likely being limited to people with excellent credit and the highest rate being reserved for those with limited credit.

10. People also ask

    What is the Home Depot credit card interest rate?

    • The regular Home Depot® Credit Card interest rate is 29.99%, depending on your creditworthiness. You'll need at least fair credit (a credit score of 640+) for approval. If you have fair credit, you may end up with an APR on the higher end of the range.

    What's the Home Depot Credit Card interest rate? - WalletHub

    wallethub.com/answers/cc/home-depot-credit-card-interest-rate-1000325-2140649925/

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    Does Home Depot charge interest?

    • NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS ¹ on storewide purchases of $299 or more made on The Home Depot Consumer Credit Card. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Valid 10/17/24-10/27/24.

    Credit Center - The Home Depot

    www.homedepot.com/c/credit-center

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    Does Home Depot credit services pay interest?

    • Financing provided by Home Depot Credit Services, a unit of Citi Cards Canada Inc. * Interest accrues from the purchase transaction date and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase price is paid in full by the plan expiration date.

    Financing Plan - Homedepot.ca

    www.homedepot.ca/en/home/customer-support/financing-plan.html

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    What is the Home Depot credit card Apr?

    • If you’re approved for the Home Depot® Credit Card, you will be assigned a regular APR between 29.99%. The rate you’ll get is a function of creditworthiness, with the lowest rate likely being limited to people with excellent credit and the highest rate being reserved for those with limited credit.

    Is the Home Depot Credit Card Worth It? - WalletHub

    wallethub.com/edu/cc/home-depot-credit-card-review/25953

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    Is the Home Depot consumer credit card worth the $0 annual fee?

    • Unfortunately, The Home Depot Consumer Credit Card doesn’t elicit the same good vibes, despite its $0 annual fee. That’s because the store-branded card doesn't earn ongoing rewards and offers little in the way of perks. Even the most loyal Home Depot fan would probably be better off with a flat-rate cash-back or rewards card.

    5 Things to Know About the Home Depot Credit Card

    www.nerdwallet.com/article/credit-cards/home-depot-credit-card

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    Does Home Depot charge annual fees?

    • No annual fees. * Important terms and conditions apply. See details below. on any single-receipt installed project purchase▼ (product and labour) of $299 or more (including taxes) when you use your Home Depot® Consumer Credit Card. Payments required. No annual fees. *▼ Important terms and conditions apply. See details below.

    Available Credit Offers - Homedepot.ca

    www.homedepot.ca/en/home/credit-services/available-credit-offers.html

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