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Consumer, Project Loan, Pro Xtra, & Commerical Home Depot Credit Cards. Home Depot Credit Center: Explore Financing Options For Home Improvement.
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If not, interest will be charged at an Interest Rate of 21.5%^ per annum in accordance with the Consumer Cardholder Agreement. ˄ If your account was opened prior to March 15, 2020, interest will be charged at a Credit Rate of 23.25% per annum in accordance with your Consumer Cardholder Agreement.
NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS¹ on storewide purchases of $299 or more made on The Home Depot Consumer Credit Card. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 12 months. Valid 11/6/24-12/18/24.
Oct 24, 2024 · The regular Home Depot® Credit Card interest rate is 29.99%, depending on your creditworthiness. You'll need at least fair credit (a credit score of 640+) for approval. If you have fair credit, you may end up with an APR on the higher end of the range. It's worth mentioning that the Home Depot® Credit Card offers a financing offer of 0% for ...
- It offers deferred interest. The Home Depot Consumer Credit Card can help you finance a big home project; in fact, that's its primary selling point. It offers deferred interest on purchases of $299 or more.
- You won't want to carry a balance. Even if you don't take advantage of the deferred interest offer, you'll want to avoid carrying a balance from month to month.
- Cardholders enjoy a longer return period and exclusive offers. Frequent Home Depot shoppers might benefit from the fact that hassle-free returns are offered for one year with the card, which is four times longer than you'd normally get on Home Depot purchases.
- Home Depot offers a separate card for bigger projects. Home Depot also offers the Home Depot Project Loan Card, which allows cardholders to borrow up to $55,000 for big improvement projects.
Available Credit Offers. NEW ACCOUNTS ONLY: GET THE CARD, SAVE UP TO $100 TODAY (IN-STORE OFFER)*,**. *,** Important terms and conditions apply. See details below. NO INTEREST IF PAID IN FULL WITHIN 18 MONTHS*. on any single-receipt, installed, in-store or online Furnace, Air Conditioner, Heat Pump or Ductless System purchase of $1,499 or more ...
Sep 30, 2024 · The Home Depot Credit Card Has a High Interest Rate. The Home Depot Credit Card has an APR of 29.99%. ... Card welcome bonus are a bit unique. New cardholders can receive a $25 discount on a ...
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Manage My Account. Available Credit Offers. Prequalify in under 60 seconds with no impact to your credit score. 0% APR for 6 months while you shop. Then take up to 5 years at 13.99% APR to pay off your purchases. No prepayment penalty. Minimum spend and payment required. CARD FAQ. 1-866-207-3933.
