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Available Credit Offers. *,** Important terms and conditions apply. See details below. on any single-receipt, installed, in-store or online Furnace, Air Conditioner, Heat Pump or Ductless System purchase of $1,499 or more (included taxes) when you use your Home Depot® Consumer Credit Card from Thursday, October 10 to Wednesday, December 4, 2024.
No Interest if paid in full within 12 months*. On any Appliance in-store or online purchase of $299 or more (including taxes) when you use The Home Depot ® Consumer Credit Card †. Payments required*. No annual fees. † On approved credit. Financing provided by Home Depot Credit Services, a unit of Citi Cards Canada Inc. * Interest accrues ...
- The Home Depot Consumer Credit Card
- Home Depot Project Loan
- Home Depot Pro Xtra Credit Card
- Home Depot Commercial Account
- Home Depot Financing Alternatives
If you already shop at Home Depot frequently, the co-branded The Home Depot Consumer Credit Card issued by Citibank could be a good financing option. While this type of store credit card cannot be used at other retailers, you could get up to 12 months of deferred-interest financing during special promotional periods. As of this writing, Home Depot ...
The Home Depot Project Loan can be a great financing option for borrowers with relatively good credit and who need access to higher amounts of cash. If you’re tackling a large home improvementproject and you plan to make the majority of your purchases at Home Depot, the Project Loan could be a very affordable option compared to the Consumer Credit ...
The Home Depot Pro Xtra Credit Card is tailored for professional contractors who frequent Home Depot for their business needs. Linked to Home Depot’s rewards program, Pro Xtra, this credit card offers unique discounts and benefits, including the ability to earn rewards at an accelerated rate. For every dollar spent with the card, users earn $4 towa...
Although a Home Depot Commercial Account is not a credit card, authorized users can use this product to charge purchases on behalf of their business. Commercial Account cardmembers receive a 2% early pay discount for paying online invoices within 20 days; otherwise, companies have 60 days to pay for purchases made with this option.
There’s no shortage of financing options, but the best one for you will depend on your financial situation and purchasing needs. If you have strong credit and prefer the flexibility of shopping at other stores, it could be worth considering alternative financing, such as a zero-interest credit card or personal loan.
Editor’s Rating. 1.5 / 5. Bottom Line The Home Depot® Credit Card can be good for paying off large purchases over time. Unlike most store credit cards, it doesn’t give ongoing rewards, but it does offer an introductory APR of 0% for 12 - 24 months on purchases. This is deferred interest, though, and the regular APR is 29.99%.
- Yes, the Home Depot® Credit Card is a credit card. The Home Depot® Credit Card is issued by Citibank, reports to the three major credit bureaus, an...
- The Home Depot® Credit Card is issued by Citibank. Aside from the Home Depot® Credit Card , other Citibank credit cards include the Costco Anywhere...
- Yes, the Home Depot Credit Card does a hard pull credit check. You will need a credit score of at least 640 to get it, which is on par with what mo...
- To apply for a Home Depot® Credit Card , you can fill out an application on the Home Depot website or in any Home Depot store . You will need to pr...
- You can increase your Home Depot® Credit Card credit limit by making a request online , or by calling customer service at (800) 677-0232 . Alternat...
- The starting Home Depot® Credit Card credit limit is $300 or more. More specifically, everyone who gets approved for the Home Depot® Credit Card is...
- No, the Home Depot® Credit Card does not offer rewards. But it offers a deferred interest rate of 0% for 6 months on purchases. The Home Depot® Cre...
- Yes, you can use your Home Depot® Credit Card to buy gift cards, along with anything else Home Depot sells in-store . However, you cannot use the H...
- Yes, you can pay your Home Depot® Credit Card in store. To do so, visit any Home Depot store and ask for assistance at the customer service desk. T...
Mar 22, 2024 · Current Home Depot credit card promotions: $25-$100 discount on a purchase of $25-$1,000+ in first 30 days: Home Depot Consumer Credit Card, Home Depot Commercial Credit Cards. 0% deferred interest for 6 months on purchases of $299 or more: Home Depot Consumer Credit Card. 7.42%-19.96% APR for 66-114 months: Home Depot Project Loan.
What are The Home Depot Project Loan terms? APR during 6-month Shopping Period: 0.00%. APR thereafter, 13.99% for 60 months*. Shopping Period: Your APR is 0.00% and you are only required to make minimum payments of 0.4% of the closing balance on the monthly statement.
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Oct 24, 2024 · The regular Home Depot® Credit Card interest rate is 29.99%, depending on your creditworthiness. You'll need at least fair credit (a credit score of 640+) for approval. If you have fair credit, you may end up with an APR on the higher end of the range. It's worth mentioning that the Home Depot® Credit Card offers a financing offer of 0% for ...
