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      • Royal Bank clients can make withdrawals without paying a convenience fee at any of the financial institution’s own ATMs. However, if you are not an RBC client, you will be charged a $3 convenience fee, plus any other fees charged by your own financial institution.
      hardbacon.ca/en/banking/rbc-atm-review/
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  2. Fee is waived on all Federal Government of Canada cheques. Fee is also waived on all Provincial and Municipal government cheques up to $1,500. Learn more (PDF) ATM fee: $3.50 fee applies for a cash withdrawal / advance. This fee is in addition to any fees your financial institution may charge.

  3. www.canada.ca › en › financial-consumer-agencyATM fees - Canada.ca

    • On this page
    • Types of ATM fees
    • ATM fees you may need to pay
    • Information you must get about ATM fees
    • When you don’t have to pay ATM fees
    • Tips to save when withdrawing money from ATMs

    •Types of ATM fees

    •ATM fees you may need to pay

    •Information you must get about ATM fees

    •When you don’t have to pay ATM fees

    Regular Account Fee

    Service charge imposed by your financial institution to withdraw money at any ATM. A service package offered by your financial institution often covers this fee.

    Network Access Fee

    Fee charged by your financial institution when you withdraw money at an ATM that your financial institution doesn’t own. Your financial institution adds this fee to the regular account fees.

    Convenience Fee

    Fee charged by privately-owned ATM operators and by financial institutions where you don't have a bank account. Your financial institution adds the convenience fee to the: network access fee regular account fee

    You may need to pay fees when using automated teller machines (ATMs) in Canada. Additional fees may apply if you use ATMs outside of the country.

    Last modified: August 2022

    When you open a bank account at a federally regulated financial institution, it must give you information about all charges applicable to the account, including ATM fees.

    Learn how to open a bank account.

    There are some fees you may not have to pay.

    For example, some credit unions are also members of THE EXCHANGE network. This is similar to the INTERAC network. Members of THE EXCHANGE network don’t charge customers of other member institutions convenience fees. However, network members may charge their customers a network access fee for using THE EXCHANGE network.

    Consider the following when using ATMs:

    •use your own financial institution's ATMs whenever possible to avoid extra fees when you withdraw cash

    •fees can add up quickly when you use an ATM that your financial institution doesn’t own

    •stay within your monthly transaction limit by making fewer withdrawals from ATMs

    •consider how much cash you need to carry and if you could use your debit card for in-store purchases. You’re not usually charged a fee when paying by debit in-store

    •if you use a credit card for a cash advance at an ATM, there may be additional fees

  4. If ATM fees apply, during the process, you will be notified of the fee and will be required to accept the fee if you desire to complete the transaction. For accounts opened on or before October 31, 2021.

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  5. RBC Royal Bank does not collect any portion of the convenience fee. For this reason, all clients who use these ATMs will be charged the convenience fee, regardless of the type of package or account they hold.

  6. 1 There is no fee associated with accessing these ATMs but standard account charges and transaction limitations will apply. If you access ATMs other than those identified in our ATM locator (www.rbcbank.com/atms ) fees may apply.

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  7. When you need Canadian cash, you can choose $5, $10, $20, $50 or $100 bills (or any combination that adds up to your total withdrawal amount) at our branch ATMs. When you deposit a cheque at an RBC branch ATM, processing time is similar as within the branch 1.

  8. Use this foreign transaction fee savings calculator to see how much your Canadian credit card is costing you when you head to the U.S.

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