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  1. Here you will find Valley Health Plan's Summaries of Benefits and Coverage (SBC) for all Covered California and Individual & Family Plans (IFP). If you have questions about an SBC or need help with specific information listed on an SBC, please contact VHP's Member Services department at memberservices@vhp.sccgov.org or (888) 421-8444.

  2. See the justification for why rates were increased for 2025 Covered California plans. A growing, high-quality network of doctors, hospitals, and clinics. A wide choice of pharmacies including nationwide Safeway, Walgreens, Raley's, and Costco. Free or low-cost nutrition and fitness classes.

  3. On April 1, 2023, California started the Medi-Cal redetermination process. If you were previously enrolled in Medi-Cal and it was determined that you are no longer eligible, you may have been automatically enrolled into a Covered California plan with Valley Health Plan (VHP).

  4. Welcome to Valley Health Plan and Covered California. There’s new money available that could lower your monthly bill. See how much you can save on the same plan you have now, but with exclusive financial help through Covered California.

    • Student Health Plans and The Affordable Care Act
    • Covered California Coverage For Students
    • Minimum Coverage Plans
    • Student Health Plans and Parent Health Plans

    A “student health plan” refers to a special policy of health coverage that colleges and universities make available to their enrolled students. Typically, the student health plan is different from the plans that colleges and universities offer their faculty and staff. Student health plans count as health insurance under the Affordable Care Act. The...

    Students can opt out of their student health plans and purchase coverage through Covered California. Depending on income, students may receive tax credits to help pay for a private health plan through Covered California or receive low- or no-cost coverage through Medi-Cal. If, however, students accept and enroll in the school’s health insurance pla...

    If students are under 30, they may be able to buy an additional health insurance plan option called a minimum coverage plan. These minimum coverage plans usually have lower premiums and mostly protect consumers from worst-case scenarios. Catastrophic plans through Covered California cover three doctor visits or urgent care visits, including outpati...

    For a Covered California health plan, as long as students are a tax dependent of their parent(s) or under the age of 26, their eligibility for student health coverage does not make them ineligible to be covered on their parent’s family health plan. When making this decision, students should consider their parent’s insurance coverage network. If stu...

  5. A complete list of Valley Health Plan health plans accepted by Sutter Health Hospitals and Medical Groups. Browse the list to see if your specific health plan is accepted.

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  7. Yes. No. Valley Health Plan (VHP) was licensed in 1985 to provide a choice for County of Santa Clara employees and grew to 4,500 members by 1995. We are now a health plan choice for medical care for employer groups, Covered California, and VHP's Individual & Family Plan.

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