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Supplemental Security Income for Age 65+ You’re 65 or older. And it's hard to pay for essentials like food, clothing, and a home. Check eligibility if you're not sure what to apply for. Apply for Medicare if you only need health insurance right now. Different ways to apply for Social Security benefits.
- Step 1: Determine if you need to apply
- Step 2: Decide when you want your OAS to start
- Step 3: Submit your application
- Step 4: Receive a response from us
- Step 5: Review your application status
- Step 6: If you disagree with the decision
We may send you a letter to let you know that you will receive the Old Age Security (OAS) pension.
You will need to apply for the Old Age Security pension if:
•you get a letter from us asking you to apply
•information in the letter we send you is incorrect
You’ll be asked to choose 1 of the following:
•start receiving your pension at age 65 (your pension will start the month after your 65th birthday)
•start receiving your pension at a specific date that you choose
You’ll need to understand when is the best time for you to start receiving your pension.
Apply online
To be able to apply online, you must: be at least 1 month past your 64th birthday not be currently receiving an Old Age Security pension have not already applied for the Old Age Security pension and Service Canada is not currently assessing your application be currently living inside of Canada not have an authorized third party on your account (for example, a person acting by proxy) If you are applying online, you’ll need a My Service Canada Account (MSCA). If you don’t have a My Service Canada Account (MSCA), you can register for one. You’ll receive a personal access code to complete your registration. Apply or register through My Service Canada Account Note: It's important to gather the information you need before you begin, because once you start the application, you cannot save it and continue later. Your session will expire after 20 minutes of inactivity (this time starts when your computer mouse stops moving and resets when your mouse is moved). Gather your personal information before you begin Before you begin, please ensure you have: your Social Insurance Number (SIN) information about your spouse or common-law partner if you have one (Social Insurance Number, date of birth) information about where you have lived since age 18 your banking information to sign up for direct deposit the date you would like your pension to start your reduction in employment or pension income, if applicable
Apply using a paper application
If you are applying by mail you need to: print and complete the paper form Application for the OAS and the GIS (ISP-3550) include certified true copies of the required documents mail the application or bring it in person to a Service Canada office See the Reference Guide (ISP-3550A) for information on filling in your application form. If someone is helping you with your application You must provide consent for someone to help you with your application. You can do this 2 ways: through your My Service Canada Account or complete the Consent to Communicate Information to an Authorized Person form (ISP-1603) and mail it to us, or drop it off at a Service Canada office This does not give the person helping you authority to: submit your application apply for benefits on your behalf change your payment address request or change the withholding of tax for you If you need to apply or act on someone’s behalf If someone cannot manage their own affairs, another person or agency may act on their behalf. To apply to administer benefits on someone’s behalf you need to: have a medical professional complete the Certificate of Incapability form (ISP-3505) complete one of the following forms that applies to you: Agreement to administer benefits under the Old Age Security Act and/or the Canada Pension Plan by a Private Trustee form (for administration by an individual) Agreement to administer benefits under the Old Age Security Act and/or the Canada Pension Plan by an Agency or Institution form (for administration by an agency, charitable organization or municipality) You will need to mail it to us, or drop it off at a Service Canada office. These forms do not give the person applying on someone’s behalf authority to submit an application through My Service Canada Account (MSCA). You must submit a paper application.
Your decision letter
Your letter with a decision will include: the amount you will receive each month the date for your first payment any past payments that may be owed to you
To view your application status, you can:
•sign in to My Service Canada Account (MSCA)
•contact Service Canada
If you don’t have an MSCA account, you can register for one.
Submit a request for reconsideration of a decision
There are 3 ways you can make your request for reconsideration: Writing Prepare and submit a written request to review the decision and include: your name your address your telephone number your Social Insurance Number or Client Identification Number a detailed explanation of why you do not agree with the decision any new information that could affect the decision your signature and the date If you complete your request on paper Sign and date your written request and submit it: By mail To the return address on the decision letter In person At a Service Canada Office Reconsiderations can take several months to complete, depending on the case. Service Canada will review your application and any new information you submit in support of your request and send you a (new) decision by mail.
You can also apply by calling us at 1-800-772-1213(TTY 1-800-325-0778), Monday through Friday from 8:00 a.m. to 7:00 p.m. local time or visiting your local Social Security office. (Call first to make an appointment.) If you live outside of the United States, visit the Social Security Office of Earnings & International Operationspage to find the ...
Online Services. We are constantly expanding our online services to give you freedom and control when conducting business with Social Security. Today, you can apply for retirement, disability, and Medicare benefits online, check the status of an application or appeal, request a replacement Social Security card (in most areas), print a benefit verification letter, and more – from anywhere and ...
Applying online is the easiest way to complete your application at a time that works for you, without a trip to the Social Security office. You can also apply by phone or at a Social Security office. This section will tell you about the different options. Apply Online. Follow these steps to apply online:
Sep 16, 2021 · Our website offers a convenient way to apply for benefits online. You can apply online for: Retirement or Spouse’s Benefits – You must be at least 61 years and 9 months in age and want your benefits to start in no more than four months. Check out our Apply for Benefits page for information on how to apply. Are age 18 or older.
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Aug 31, 2023 · You can use our online application to apply for disability benefits if you: Are age 18 or older. Are not currently receiving benefits on your own Social Security record. Are unable to work because of a medical condition expected to last at least 12 months or result in death. Have not been denied disability benefits in the last 60 days.
