Ad
related to: how do i get a discount at deserres valley health plan insurance co of californiaFind The Right Health Insurance Plan For You & Your Budget. Get The Coverage You Deserve. Compare Health Insurance Plans. Pick the Best Match For You. Get Your Free Quote.
- Open Enrollment Ends Soon
Time is Limited So Act Now.
Get Insured Before It's Too Late
- 2024 Health Coverage
Need Help Finding Health Insurance?
Find the Best Plan for You.
- Top Health Plans
Compare Plans in Your State.
Get Insured Today. We Can Help!
- Best Rates Near You
Affordable Health Insurance
Free, No Hassle Quote.
- Open Enrollment Ends Soon
Search results
Here you will find Valley Health Plan's Summaries of Benefits and Coverage (SBC) for all Covered California and Individual & Family Plans (IFP). If you have questions about an SBC or need help with specific information listed on an SBC, please contact VHP's Member Services department at [email protected] or (888) 421-8444 .
Valley Health Plan offers a variety of health insurance plan options to residents of Santa Clara County. See how much you can save now through Covered California. Click here for more information, also available in Spanish here .
- What Is A Deductible?
- What's The Difference Between A Low Deductible and High Deductible?
- Who Benefits from A Low-Deductible Plan?
Your deductible is the amount you pay for medical expenses before your insurance benefits kick in. Let’s say your deductible is $500. First, you would need to pay $500 in out-of-pocket costsfor medical expenses, such as a surgery, hospital stay, or x-ray. Once you’ve reached $500 within a policy year, your benefits kick in (for the rest of the year...
Deductibles can vary. Some may be around $500, while others could be several thousand dollars. A plan that has a deductible of at least $1,400 (for individuals) or $2,800 (for a family) is considered a high-deductible plan. If your insurance plan has a low deductible, this means you may reach the threshold earlier and get cost-sharing benefits soon...
Whether or not the higher premium is worth it depends on you and your needs. For some people, a low-deductible plan may help them save money in spite of the higher monthly fee. Those who benefit tend to be people who expect to use healthcare services frequently, such as: 1. When you are pregnant and receiving maternity care (or expect to become pre...
How to save on your monthly insurance bill with a premium tax credit. When you apply for Marketplace coverage, you’ll find out if you qualify for the "premium tax credit" that lowers your premium — the amount you pay each month for your insurance plan.
VHP offers Covered California and IFP Plans in Santa Clara County. Find out how VHP can help you get the health insurance you want. No Social Security Number needed.
How to apply & enroll. Preview health insurance plans & prices. Fill out an application, compare plans, and enroll in health coverage for 2025. Enroll by December 15 for coverage that starts January 1. Log in or create account to start your application.
A discount that lowers the amount you have to pay for deductibles, copayments, and coinsurance. In the Health Insurance Marketplace®, cost-sharing reductions are often called “extra savings.” If you qualify, you must enroll in a plan in the Silver category to get the extra savings. Refer to glossary for more details.
