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1. loanscanada.ca › debt › how-to-tell-if-your-debtHow To Tell If Your Debt Collector Is A Fraud - Loans Canada

   loanscanada.ca › debt › how-to-tell-if-your-debt

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   Aug 13, 2024 · A legitimate collection agency will have all the details about your overdue debt, including the type of debt, who the creditor is, how much the debt is, when you started falling behind on your payments, and what the interest rate is, among others. If the debt collector is not able to provide you with any of these details, it’s most likely a scam.

2. www.finder.com › debt-collector-scams5 common debt collector scams - finder.com

   www.finder.com › debt-collector-scams

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   Mar 15, 2024 · Or call 1-888-863-8657 and verify the CRA did actually contact you. A debt collector calls you, says you owe money and demands repayment by wire transfer, rather than by cheque or online. The debt collector only allows you to make repayment through a wire transfer and doesn’t give other options.

3. www.aura.com › learn › debt-collector-scamsDebt Collector Scams: How To Tell If a Debt Collector Is Legit

   www.aura.com › learn › debt-collector-scams

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   Apr 12, 2023 · 1. The collector or agency asks for sensitive information that they should already know. Scammers commonly ask you to “confirm” your name, address, SSN, or banking details. Not only is this information that legitimate debt collectors should already know — giving it up can put you at risk of identity theft.

4. www.consumerfinance.gov › ask-cfpb › how-do-i-tellHow do I tell if a debt collector is legitimate or a scam?

   www.consumerfinance.gov › ask-cfpb › how-do-i-tell

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   May 14, 2024 · This can be a helpful way to know more about the debt, as well as tell whether or not it’s a scam. To verify a debt collector, ask them to provide: Their name. Company name. Company street address. Telephone number. Professional license number, if your state licenses debt collectors. To help you verify this information, you can find out more ...

5. Videos

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     How to spot a debt collection scam — consumerfinance.gov

     Nov 20, 2019

     14.6K Views

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     consumerfinance.gov

     How do I tell if a debt collector is legitimate or a scam? | Consumer Financial Protection Bureau

     Aug 7, 2023

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     2:15

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     Debt collection scams and what to do if targeted

     Sep 27, 2022

     1.9K Views

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6. www.nolo.com › legal-encyclopedia › debt-collectorDebt Collector Scams: How To Tell If a Debt Collector Is ...

   www.nolo.com › legal-encyclopedia › debt-collector

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   Oct 31, 2023 · Unless you tell the collector otherwise, the FDCPA says that a collector can't call before 8:00 a.m. or after 9:00 p.m. While a legitimate debt collector might break the law, constant calls that are inconvenient are an indication of a scammer. What to Do If You Think You're Being Scammed

   • The scam is straightforward. Scammers will call consumers to collect debts, posing as real collection agencies. Often, the scammers will have alrea...
   • Here are some tips to help you determine whether there is a real collection agency on the phone, or a scammer. (Learn what to expect when your debt...
   • The best thing you can do is not to pay anything or give away any of your personal information until you do some further research to find out if th...
   • If you're convinced that the caller is in fact not a legitimate collection agency, the best thing you can do is ignore the calls. Scammers want qui...

7. www.cnbc.com › legitimate-debt-collectors-vs-scamsHow to Tell the Difference Between Legit Debt Collectors and ...

   www.cnbc.com › legitimate-debt-collectors-vs-scams

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   Feb 29, 2024 · Red flag #1: They contact you when they shouldn't. If you get a call from an unknown number, check the time. Debt collectors are only allowed to contact you between the hours of 8 a.m. and 9 p.m ...

8. People also ask

   Is a debt collector a scam?

   • If you’ve been struggling to keep up with your loan payments, your lender may sell your debt to a collection agency. While some calls may be from a real debt collector, others may be a debt collection scam. So if you ever receive calls from a debt collector, whether you know you have debt or not, do yourself a favour and investigate before you pay.

   How To Tell If Your Debt Collector Is A Fraud | Loans Canada

   loanscanada.ca/debt/how-to-tell-if-your-debt-collector-is-a-fraud/

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   How do I know if a debt collector is legitimate?

   • One of the easiest ways to tell if you’re dealing with a legitimate debt collector is to check if the collector is following the rules set under the FDCPA [ * ]. Under the act, debt collectors cannot: The FDCPA also gives you specific rights in regard to legitimate debts.

   Debt Collector Scams: How To Tell If a Debt Collector Is Legit - Aura

   www.aura.com/learn/debt-collector-scams

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   How do you spot a fake debt collector?

   • You don’t need to pick up the phone to spot a fake debt collector. You can often tell a call is spam just by looking at the phone number. However, fake debt collectors and other scammers often disguise numbers they call from as private individuals to avoid being blocked. Who is most likely to be researching debt collector scams?

   5 common debt collector scams - finder.com

   www.finder.com/ca/personal-loans/debt-management/debt-collector-scams

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   Should you trust a debt collector if you're a scammer?

   • Scammers commonly ask you to “confirm” your name, address, SSN, or banking details. Not only is this information that legitimate debt collectors should already know — giving it up can put you at risk of identity theft. But even if debt collectors know your personal information, you shouldn't automatically trust them.

   Debt Collector Scams: How To Tell If a Debt Collector Is Legit - Aura

   www.aura.com/learn/debt-collector-scams

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   Can a debt collector tell you if you owe money?

   • You should never provide anyone with your personal financial information unless you are sure they're legitimate. If you have an issue with debt collection, you can submit a complaint to the CFPB. A legitimate debt collector can tell you their company name and mailing address, as well as information about the debt they say you owe.

   How do I tell if a debt collector is legitimate or a scam?

   www.consumerfinance.gov/ask-cfpb/how-do-i-tell-if-a-debt-collector-is-legitimate-or-a-scam-en-1699/

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   How do I contact a debt collector?

   • To start, ask your caller for their name, company, street address and telephone number. If your state requires debt collectors to hold a license, ask the caller for their professional license. You can cross check the information on your state's database to ensure the debt collector has the legal right to collect debts.

   How to Know if a Debt Collector Is Legitimate - Experian

   www.experian.com/blogs/ask-experian/how-to-know-if-debt-collector-is-legitimate/

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9. www.experian.com › blogs › ask-experianHow to Know if a Debt Collector Is Legitimate - Experian

   www.experian.com › blogs › ask-experian

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   Jan 4, 2023 · You can tell if a debt collector is legitimate by requesting they provide their information, including their license number, so you can confirm it. You can also ask for a validation notice, which debt collectors are required by law to send to you. Here's what you need to know to verify the legitimacy of a debt collector and what actions you can ...