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  1. Choose the rate & term that’s right for you. Rates starting at: 5.625%. Choose between 3-, 5-, 7-, and 10-year terms. 25 All loans are amortized over 30 years to keep your monthly payments low and when your term expires, renew for free. Personalize Your Rate.

    • Accounts

      Find the right U.S. bank account. Instantly move and...

    • U.S. Credit Cards

      No foreign transaction fees on U.S. purchases 19 Legal...

    • SIGN IN

      Choose the rate & term that’s right for you. Rates starting...

    • Mortgages

      If you’re financing, you’ll have a higher down payment,...

    • Customer Service

      To reach RBC Bank, call 1-800-769-2553 or fill out our quick...

    • Ways to Bank

      Easily Move Money. Transfer money between your RBC Canadian...

    • FAQs

      Visit RBC Bank to find answers to your questions about...

    • Lines of Credit

      Since you can get approved for an amount of credit now and...

  2. Easily Move Money. Transfer money between your RBC Canadian and U.S. accounts instantly and for free 1 in online banking or on the RBC Mobile App. With a single sign-in, view your RBC U.S. and Canadian accounts and transfer funds back and forth. With no Interac eTransfer in the U.S., it can be challenging to send money person-to-person.

  3. As a digital bank, our commitment is to provide you easy instant access to your accounts through online banking, the RBC Mobile App and via phone- anytime, anywhere. Once you’re set up and you’ve linked your RBC Royal Bank (Canadian) with your RBC Bank (U.S.) accounts, you’ll be able to exchange currency and make free 1 and instant ...

  4. The Cross-Border Debit service is an easy and secure alternative to carrying large amounts of cash when you travel. All you need is your debit card and Personal Identification Number (PIN) to access your primary Canadian banking or savings account 1 and make purchases at any of the 1,000,000 merchants in the U.S.

  5. No-Annual-Fee U.S. Banking for a year * with free, unlimited cross-border transfers and instant exchange † between your RBC Canadian and U.S. accounts. No-Annual-Fee U.S. Credit Card 1 with rewards and no foreign transaction fees 2 on U.S. purchases. Apply in just 5 minutes.

  6. Make unlimited instant online exchanges and transfers 2 between the U.S. and Canada. Annual Fee: $0 for the first year 1. tooltip. 10 debits/month; $1 per additional debit 6. Pay your U.S. credit card and other bills and deposit U.S. checks online. $0 minimum balance; $50 deposit required to open. More Account Details.

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  8. International Banking solutions to meet your needs. Whether you’re on the move or your money is, you need products and services that complement your global life. We have you covered for your needs outside of Canada. Learn More.

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