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  1. Credit Card – Available Credit. Available Credit is the amount of credit that is made available at any time on the Account. Available Credit will decrease when Transactions, including fees, interest charges and adjustments are charged to the Account. Some merchants may place a hold on a portion of the Account’s Available Credit.

  2. Hermes, 2005. An examination of existing accounting dictionaries on the Internet reveals a general need for a new type of dictionary. In contrast to the dictionaries now accessible, the future accounting dictionaries should be designed as proper Internet dictionaries based on a functional approach so they can be used in communication-oriented and knowledge-oriented situations.

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  3. UTemp is the University of Toronto’s short-term staffing service. We pride ourselves on the high number of UTemp employees who are able to make the transition from short-term casual employment to appointed positions within the University of Toronto. The UTemp team handles each project with a unique hands-on approach to ensure we find the best ...

  4. Alpha. Alpha is a coefficient that measures risk-adjusted performance, factoring in the risk due to the specific security rather than the overall market. A high value for alpha implies that the stock or mutual fund has performed better than would have been expected given its beta (volatility).

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  5. 1. A group of individuals decides to start a bank. Their first step is to apply for a charter from their state banking commission.*. The charter sets out the rules for how they must operate their bank. 2. The banking commission reviews the application to make sure it is complete and then schedules a hearing. 3.

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  6. Jan 2, 2012 · Summary. “Banking” can be defined as “the business of banking,” a vibrant business that continually evolves to meet the latest financial needs and economic conditions. In order to understand the business of banking, it is useful to understand one of its key elements—financial intermediation. Financial intermediation is an important ...

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  8. GLOSSARYFinancial and Banking TermsAdjusted Results: A non-GAAP financial measure used to assess each of the Bank’s businesses and to meas. re the Bank’s overall performance.Allowance for Credit Losses: Total allowance for credit losses consists of counterparty-specific, collectively assessed allowance for individually insignificant ...

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