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Oct 7, 2022 · When it comes to health insurance, your dependent can be your spouse or partner, and any children you have. Your dependents are covered under your plan which means they could be entitled to benefits you might have through your workplace or a personal plan you hold. FYI: This doesn’t happen automatically, so make sure you add any dependents at ...
Dec 14, 2023 · These benefits, known as accident benefits, are designed to help accident victims recover and rebuild their lives. Accident benefits in Ontario cover a wide range of expenses and services, including medical and rehabilitation costs, attendant care, income replacement, and compensation for pain and suffering.
A “dependent” is defined as a person, especially a family member, who relies on another for financial support. Within group benefits plans, this refers specifically to your spouse and children. Parents, grandparents, and cousins for example, are not eligible dependents in a group benefits plan. Your spouse may be your legally married ...
- Income Replacement, Non-Earner and Caregiver Benefits
- Medical, Rehabilitation and Attendant Care Benefits
- Death and Funeral Benefits
- Other Expenses
Income replacement benefits :If you are unable to work, you may qualify for benefits of 70% of your gross income, capped at $400 per week. You have the option to increase of up to $1,000 per week.Caregiver benefits :If you cannot provide care to a dependent, you could receive compensation to hire someone to help you care for them. This applies to specific injuries. You can add optional endo...Non-earner benefits :If you don’t qualify for income replacement, are a student, and cannot continue on daily life as previous to the incident, you may qualify to receive $185 per week.This will help with medical and rehab expenses that are not covered by a private health plan or the government. Mandatory coverage includes up to $65,000 for non-catastrophic injuries or up to $1 million for catastrophic injuries. You can increase the amount for non-catastrophic injuries to $130,000 and catastrophic injuries to $2 million. 1. Medic...
In the event that you pass away as a result of an accident, the following will be paid out : 1. $25,000 to your spouse 2. $10,000 to each of your dependents 3. A maximum of $6,000 for funeral expenses 4. $10,000 to former spouses if the person had financial obligations to them You have the option to increase limits up to $50,000 for your spouse, $2...
Additional expenses can be covered, including : 1. Lost educational expenses :Compensation for lost tuition, books and other education related expenses up to $15,000. 2. Expenses of visitors :Reasonable expenses incurred by family and friends to visit you during recovery and treatments. Your spouse, children, grandchildren, parents, grandparents, s...
Medical equipment and appliances (prostheses, wheelchairs, etc.) Other health professionals’ services such as physiotherapists or massage therapists. Provinces and territories may provide coverage for some of these supplementary health services, although coverage may be limited to certain groups (e.g., seniors, children, and low-income ...
Another standard accident benefit in an Ontario automobile policy is death and funeral benefits. In the event that you pass away due to a motor vehicle accident, the following will be paid out: $25 000 to your spouse. $10 000 to each of your dependents. A maximum amount of $6000 for funeral cover.
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Apr 14, 2022 · Accident benefits cover the costs of medical treatment that go beyond public health insurance. However, the expenses stemming from an accident don’t always end when you leave the hospital.
