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1 day ago · The Citi Rewards+® Card is a good everyday rewards credit card for people with good credit or better whose biggest expenses include gas and groceries. The Citi Rewards+ Card has a $0 annual fee and gives 2 points per $1 spent, on up to $6,000 per year, at supermarkets and gas stations.
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- Citibank
The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap. No Annual Fee Pros and Cons
- Senior Writer
- Citibank
May 17, 2024 · The Citi Rewards+ Card can be a good choice if you make small purchases frequently or want to benefit from a 10% return on redeemed points, especially if you have a Citi Prestige or Citi Strata Premier to boost the value of your rewards.
- Citi
- Citi Rewards+ Card Basics
- About The Citi Rewards+ Card
- Pros
- Cons
- Rewards
- Apr
- How The Citi Rewards+ Card Compares to Other Rewards Cards
- Should You Get The Citi Rewards+ Card?
- Frequently Asked Questions
Annual fee:$0.Welcome bonus: 20,000 points after spending $1,500 on purchases in the first three months of account opening.Rewards: 2 ThankYou points per $1 at supermarkets and gas stations for the first $6,000 spent per year and 1 ThankYou point per $1 on all other purchases, plus earn a total of 5 ThankYou points per...APR:0% intro APR on balance transfers for 15 months from the first transfer and on purchases from date of account opening. After that, the variable APR will be 18.24% to 28.24%. An intro balance tr...The no-annual-fee Citi Rewards+ Card stands out for its round-up feature. For every purchase you make, the card rounds your rewards up to the nearest 10 ThankYou points. As an example, a $28 purchase could earn you 30 ThankYou points. But, while this approach may sound appealing, you can probably earn more points on your purchases with other reward...
Welcome bonus:If you’re looking to rack up points quickly, you can earn 20,000 points after spending $1,500 on purchases in the first three months of account opening.No annual fee:The fee for carrying the Citi Rewards+ Card is $0.Intro APR: Whether you’re looking to finance a big purchase or transfer debt from a non-Citi credit card, the Citi Rewards+ Card’s intro APR offer can help.Rounds up to the nearest 10 points: The card rounds up the rewards you earn on every purchase to the nearest 10 points, meaning you’ll earn at least 10 ThankYou points on even the smallest charges.Foreign transaction fees: The Citi Rewards+ Card isn’t the best credit card for travelabroad, since you’ll pay a fee of 3% on foreign purchases.Few benefits: Looking for cellphone, car rental or extended warranty coverage? You won’t find it with this card.Point values can change based on how you redeem them: The redemption options may be confusing to navigate, and the value of your ThankYou points may change depending on how you redeem them.Spending cap: The elevated rewards rate at supermarkets and gas stations is only on up to $6,000 in combined purchases annually. After that, your rewards rate drops.The Citi Rewards+ Card earns 2 ThankYou points per $1 at supermarkets and gas stations for the first $6,000 spent per year and 1 ThankYou point per $1 on all other purchases, plus earn a total of 5 ThankYou points per $1 on hotel, car rentals, and attractions booked on CitiTravel.com through December 31, 2025. Earnings will be rounded up to the nea...
New Citi Rewards+ cardholders get a 0% intro APR on balance transfers for 15 months from the first transfer and on purchases from date of account opening. After that, the variable APR will be 18.24% to 28.24%. An intro balance transfer fee of either 3% of each transfer or $5 in the first four months of account opening applies. After that, the fee w...
Citi Rewards+ Card vs. Capital One SavorOne Cash Rewards Credit Card
The Capital One SavorOne Cash Rewards Credit Cardcharges no annual fee and offers a 0% intro APR on purchases and balance transfers for 15 months, then a 19.99% to 29.99% variable APR. A balance transfer fee applies to balances transferred at a promotional rate. For rewards, the Capital One SavorOne earns an unlimited 3% cash back on dining, entertainment, popular streaming services and grocery stores (excluding superstores like Walmart and Target), 5% cash back on hotels and rental cars book...
Citi Rewards+ Card vs. Chase Freedom Unlimited®
The Chase Freedom Unlimited®is another no-annual-fee rewards card. This card offers a robust rewards program, earning 5% cash back on travel purchased through Chase Travel℠, 3% cash back on eligible dining and drugstore purchases and 1.5% cash back on all other purchases. The Freedom Unlimited also comes with a 0% intro APR for the first 15 months on purchases and balance transfers, then a variable APR of 20.49% to 29.24%. An intro transfer fee of either $5 or 3% of the amount of each transfe...
Citi Rewards+ Card vs. Discover it® Miles
If you’re looking for a $0 annual fee travel rewards card, consider the Discover it® Milescredit card. This card earns an unlimited 1.5 miles per $1 on purchases, and you can redeem miles for cash back or as a statement credit toward a travel purchase. Discover will automatically match all miles earned at the end of the first cardmember year. Plus, the Discover it® Milescard also offers a 0% intro APR on purchases and balance transfers for the first 15 months. After that, a variable APR of 18...
If you’re already invested in the Citi ThankYou points ecosystem, the Citi Rewards+ Card offers the opportunity to earn additional points. And, the feature where earnings are rounded up to the nearest 10 points is nice for small purchases that might otherwise earn paltry rewards. At the same time, there are other no-annual-fee cards on the market t...
¹For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply. ²Blueprint is using a FICO 8 score, which is one of many different types of credit scores. A financial institution may use a different s...
The Citi Rewards+ Card is one of the best rewards credit cards available if you value flexibility in your rewards card. Its rewards rate on supermarket and gas station purchases doesn’t...
- India Davis
Sep 30, 2024 · In a Nutshell: The Citi Rewards+ Card is a valuable no-annual-fee card that rewards users for everyday purchases. While the rewards rate might not seem as high as similar cards, unique features make it easy to rack up flexible ThankYou points. See Rates and Fees. Learn more about this card.
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Jun 18, 2024 · Bottom Line. Citi Rewards+ Card Details For October 2024. The Citi Rewards+ Card is a no annual fee card that a lot of people could benefit from. It has some features that you won’t find on other cards, like the ability to round up points on every purchase, valuable bonus categories, and a rebate on points redemptions.