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Apr 12, 2020 · You need to look for 'buy now, pay nothing for 6 months' (or sometimes 12 months), this is the deal where you pay no extra as long as you pay it off within that time. Buy now, pay later isn't the same, in fact it looks like you pay interest on this, though the information seems a bit hazy.
Oct 15, 2024 · Customers will be able to choose to spread the cost of their purchases through fixed monthly payments or via the buy now, pay later in store and online. The Currys flexpay service, formerly Your...
Oct 18, 2024 · Customers can now opt to spread the cost of their purchases through fixed monthly payments or use the Buy Now, Pay Later (BNPL) option both in-store and online. Currys Flexpay, powered by BNP Paribas Personal Finance, offers users access to a variety of low-rate and interest-free promotional credit options on selected products, according to the ...
Basically, if I buy some item now which costs £1200, I can make no payments for 9 months, and by the 9th month, if I pay it off in full which is £1200, that's all I pay. Unless I go over the 9th month period then I will be paying the 24%APR, which will be around £1800.
I always use BNPL from Currys. The only way you should use it is to pay it all off before the interest kicks in. So if you have 6 months or 12 months before the pay later interest kicks in, divide your payments into the interest-free months and pay it all off. Never pay interest.
Nov 1, 2023 · Yesterday, I was looking at purchasing a TV and then looked at the buy now pay later offer at Currys and run through the check and was told I would be likely to have a £3,500 credit limit to purchase whenever I wanted, but then needed to go through the credit agreement with Creation.
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