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related to: robert r. mccormick & associates llc scam callsGet information from AARP® on phone scammers and learn the warning signs. Learn the do's and don'ts for scam calls. Learn more on the AARP® Fraud Resource Center.
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Sep 29, 2020 · Get the name of the collector, the collection company, its address, and phone number. 2. Get “validation” information about the debt. Within 5 days of first contacting you, debt collectors must “validate” or tell you the amount of the debt, the name of the current creditor, and how to get the name of the original creditor. 3. Don’t ...
May 14, 2024 · This can be a helpful way to know more about the debt, as well as tell whether or not it’s a scam. To verify a debt collector, ask them to provide: Their name. Company name. Company street address. Telephone number. Professional license number, if your state licenses debt collectors. To help you verify this information, you can find out more ...
- Debt Collector Red Flag #1: They Don’T Identify Themselves
- Debt Collector Red Flag #4: The Caller Threatens to Reveal Your Debt to Others
- Debt Collector Red Flag #6: The Caller Asks For Personal Information
- Debt Collector Red Flag #7: The Caller Demands Sensitive Information
- Debt Collector Red Flag #8: The Caller Threatens Arrest
The first thing you can do to determine if the debt collection company contacting you is legitimate is request information about the caller. If the person calling you isn’t forthcoming about who they are and who they work for, press on and ask for 1. Their name and employee number (if applicable) 2. Their employer’s or supervisor’s name 3. The comp...
The Fair Debt Collection Practices Act (FDCPA) is a federal law that prohibits creditors and debt collectors from threatening to tell others — including family members, co-workers, employers, or friends — about the debt they claim you owe. They also can’t threaten to report you to the IRS or law enforcement. It’s against the lawfor debt collectors ...
Real debt collectors will already have your primary personal and financial information. You shouldn’t have to provide it. At a minimum, they should know, and be able to show you in writing: 1. When and where your debt originated 2. How they got your account from the original creditor 3. How they calculated your current balance Although professional...
Always protect sensitive personal information. You should never need to disclose your Social Security number, bank account number(s), or credit or debit card number(s) to a debt collector over the phone. Revealing this information puts you at greater risk of identity fraud and could allow scammers to access your bank account.
It’s common for fake debt collectors to threaten arrestin some way. This is illegal. They can’t threaten to report you to the police, the IRS, the Department of Motor Vehicles, or your employer. If anyone threatens to put you in jail, take away your driver’s license, or get you fired, hang up and report the caller using the methods below.
May 12, 2021 · The FTC continues to go after the companies and scammers behind these calls, so please report unwanted calls at donotcall.gov. If you’ve lost money to a scam call, tell us at ReportFraud.ftc.gov. Your reports help us take action against scammers and illegal robocallers — just like we did in Operation Call It Quits.
May 31, 2021 · RALEIGH, N.C. (WNCN) – Letters offering a huge windfall from a Canadian law firm have been hitting mailboxes in the area recently. When one came to a CBS 17 viewer, they asked consumer investigator Steve Sbraccia to check it out. The letter advised the viewer, a Raleigh woman, that an $8.9 million unclaimed insurance policy from a “distant ...
Nov 20, 2019 · Calls you at inconvenient times. Debt collectors cannot call you at an unusual time or place or at a time or place they know is inconvenient to you. You might be dealing with a scammer if you are called before 8 a.m. or after 9 p.m.
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Sep 16, 2024 · The name of the creditor. The amount owed. The procedure to dispute the debt. If a collector withholds this information or fails to provide it immediately, this may be a sign of a scam. Even if it ...
