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Despite every best effort at driving defensively and keeping a safe distance from other vehicles, there’s a good chance that you’ll be involved in a minor collision, AKA a fender bender, at some point in your life as a driver.
Jun 5, 2024 · To avoid a fender bender caused by speeding, always obey the speed limit. There will be posted speed limit signs on every road that you drive on. Do not exceed them. In fact, you may want to drive slower than them at times, such as if you’re driving through a construction zone, near a school, or in poor weather conditions.
- Stay Calm and Make Sure You’Re Not hurt.
- Get The Other Driver’S 411.
- Take Copious Photos and Notes.
- Call Your Car Insurance Company.
- Call The Police…
- …And The DMV, If necessary.
- Monitor Yourself Closely to Make Sure You’Re Truly Not injured.
Your heart may be racing and your palms starting to sweat, so take several slow, deep breaths and try to stay calm. You’ll need to think clearly and act methodically to effectively deal with the situation. Make sure you and your passengers are not injured, paying special attention to your head, neck, and legs for any signs of injury. If you or your...
Depending on where the fender bender occurred, determine whether it’s safer for you to stay where you are or move your car over to the side of the road. Although your first instinct might be to apologize to the other driver, don’t say sorry. If the other driver decides to commit insurance fraudor sue you in the future, your apology will be an admis...
Besides exchanging information, you should also take photos of the accident scene, the positions of the cars, any damage to your car and the other car, and license plate numbers. Your insurance company may later ask you questions about details you hadn’t even considered, so the more photos you take, the better. Also jot down the make and model of t...
Call your car insurance company (the number should be on your insurance card) to report the accident. If the other driver suggests you exchange money without telling your insurance companies, politely decline and instead follow protocol. Your insurance company will advise you on whether you should call the police, how to fill out a claims form, and...
If injuries occurred or the damage due to the collision is more than a certain monetary threshold, you should call the police after you call your insurance company. Whether you're contractually obligated to report the accident varies by state, so it’s best to play it safe by calling the police. Getting a police report of the accident can protect yo...
Similarly, you should call the DMV to ask if you need to report the accident to them. This varies by state as well, but generally if injuries occurred or the damage to either car is above a certain threshold, you’ll have to report the collision to the DMV. More monetary damage often occurs between two cars of mismatched size, such as a compact car ...
According to Consumer Reports, adrenaline can mask symptomsof a more serious injury, so keep a close eye on yourself in the days following the fender bender. Examine your body in a full-length mirror and watch out for any soft-tissue damage that can take a day or two to show up. If you have any pain or dizziness, see your doctor.
- Suzanne Raga
A fender bender occurs when motor vehicles collide while traveling at low speeds. The minor car accident generally causes little to no damage to the vehicles. Any damage that does occur is often confined to the vehicles' bumpers or fenders, which is where the name originates.
Handling a fender bender with these steps can help ensure the safety of everyone involved, facilitate the legal and insurance processes, and minimize stress and conflict. Preventing Fender Benders. To reduce the likelihood of experiencing a fender bender, consider the following preventative measures:
Mar 27, 2019 · This approach helps to encourage safe driving and to avoid fender benders in the first place by keying you into a mindset of being hyper-alert in a situation where it’s easy to be distracted...
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Jul 21, 2023 · You can significantly reduce the chances of future accidents by staying prepared and implementing fender-bender safety precautions, such as defensive driving, vehicle maintenance, and avoiding distractions.