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  1. Unleash your inner Clicker with this hyper-realistic mask, perfect for “The Last of Us” cosplay. Made from semi-rigid resin with foam padding and adjustable strap, it’s ready to wear, 100% latex-free, and offers hidden eye holes for easy navigation. ThisIsWhyImBroke is where you'll find cool and unique gift ideas.

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  2. Indulge in these vegan inspired Snickers bars, featuring rich layers of chocolate, peanuts, nougat, and caramel. 100% vegan and gluten-free, this delicious treat delivers all the classic flavors with a plant-based twist. Perfect for satisfying your sweet cravings guilt-free!

    • this why i'm broke every day full1
    • this why i'm broke every day full2
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    • Breathe!
    • Completely Broke What to do? – 7 Key Actions
    • Living Below Your Means
    • Completely Broke What to do? Do More
    • Completely Broke What to do? Do Something!
    • What to Do When Broke? Frugal Living Is The Future

    It’s natural to panic when you have your lightbulb moment and realize how bad your financial situation is. But panicking for anything longer than 5 minutes is not what to do when your bank account is emptying fast. You are no help to yourself when you give in to the panic and bury your head in the sand. You need to do the opposite. You need to take...

    1. Accept Responsibility For Where You Are

    Life throws us curve balls on a regular basis so in theory we should all be prepared for when they happen. It’s a good idea have plans and back up plans such that we don’t get to the point of wondering what to do because you are now flat broke. Real life isn’t like that though is it? You might know curve balls are going to happen but you have other priorities going on, so planning for the worst gets put off to another day. Until that day comes. Your money is your responsibility so if you are...

    2. Start Doing

    What to do when you are flat broke? Start doing, that’s what. Knowing you are flat broke is one thing, doing something about it is quite another. There are always things you can do when you’re broke to make a difference to your situation. They may not resolve it quickly but doing nothing is not an option. Being proactive is often half the battle. Get focused on getting yourself out of this hole helps you see things in a different light. Tell yourself you will take action every day to make you...

    3. Get Radical

    Being in debt and being completely and utterly broke are two very different things in my book. Being in debt is not good, you’re paying interest on that debt and it means you’ve spent more money than you actually earn. But you are still servicing the debt and making ends meet. Being completely broke means you have run out of options and you cannot take out more debt. You don’t have enough money to buy groceries or pay your bills and right now you don’t know how you are going to pay them. This...

    Living below your means will allow you to free up the difference between what you spend and what income you have coming in. This spare money can be put towards debt, building emergency funds back up. Most people live to their means and beyond, spending money they don’t have – hence their debt. You need to downsize your budget and your lifestyle. Yo...

    Once you have done these 7 key actions then don’t stop there. There are plenty more things to do when you’re broke to make a real difference to your life and finances. The more action you can take, the quicker you move from being absolutely broke to having a plan to get back into the black. Once you have done these 7 then consider the following act...

    Being absolutely broke is an awful place to be. And it’s not somewhere anyone would wish upon you. But here you are and so you need some help. To take action, to know how to survive being broke. Doing nothing is no longer an option. Doing something is the right thing to do. All these actions will help you stay in control and make a difference to yo...

    Being frugal is all about living below your means and enjoying your life on a smaller budget. If you embrace frugal living both for right now and for the future you can make a real difference to your financial situation. To help you start your frugal journey I have created a free 5 Day Frugal Foundations Bootcamp. Over 5 days you will learn the fou...

  3. What to Do When You Are Completely Broke: 8 Steps to Take. One thing I find when most people say they're broke, is they mean they've run out of expendible cash but are still sitting on savings. But when I say I'm broke, I mean there is $0 in the bank. This article has some pretty decent advice. : r/povertyfinance.   Go to povertyfinance.

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  5. Sep 19, 2024 · Review these possible reasons why you’re broke — and pick some actions you can take to fix the issue. Why am I broke? 10 reasons to consider 1. You’re living beyond your means. The biggest reason you might end up broke is simply math: You’re spending all that you’re earning — or more.

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  7. Apr 22, 2024 · Not having a budget, expensive habits, and low income are common reasons why it always feels like you're poor. Here's what to do about it.

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