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Simplify your cross-border cash needs With a TD Bank Home Equity Loan or Line of Credit in the U.S., you can avoid currency exchange when you require access to U.S. funds. Contact our home lending specialists to learn more and apply Call the TD Cross-Border Banking Support Line 10 at 1-877-700-2913 to speak with a home lending specialist.
- Td 60 Plus Checking Sm
2 TD Complete Checking monthly maintenance fee can be waived...
- Td Beyond Checking
View the TD Beyond Checking Account Guide. * Annual...
- U.S. Dollar
TD has a range of U.S. Dollar accounts to meet your needs....
- Manage Money in The U.S
Manage money in the U.S. and Canada with TD Cross-Border...
- Td 60 Plus Checking Sm
TD Bank is TD Bank, N.A., a wholly-owned U.S. subsidiary of The Toronto-Dominion Bank. Member FDIC. Accounts issued by TD Bank, N.A. are not insured by Canada Deposit Insurance Corporation. 1 TD Bank, N.A. is located in the United States and its support line, stores, products and services are primarily serviced in English. Call 1-877-700-2913.
TD has a range of U.S. Dollar accounts to meet your needs. There is no TD Transfer Fee when using Visa Direct to send funds from your Canadian based personal bank account at TD Canada Trust to your U.S. based personal bank accounts with TD Bank, America's Most Convenient Bank, that is linked to your TD Bank Visa Debit Card 1.
Manage money in the U.S. and Canada with TD Cross-Border Banking. Travellers and part-time residents can enjoy convenient TD Cross-Border Banking between the U.S. and Canada with 24/7 support. Manage your money through online banking, by phone or in person. View TD Cross-Border Banking products and services.
- What Is TD Cross-Border Banking?
- How Does TD Cross-Border Banking Work?
- TD Cross Border Banking: The Borderless Plan
- TD Cross Border Banking: The U.S. Dollar Visa Card
- Other TD Options
- TD Cross-Border Banking Pros and Cons
For Canadians, TD cross-border banking is a banking option with several solutions that could help you spend money across the US and Canada with ease. And though they’re both TD, there are two banks involved here: TD Canada Trust in Canada, and TD Bank in the USA. The different products involve different combinations of these two banks.¹ It’s also w...
TD cross-border banking reduces the hassle and extra fees you generally have to pay when spending money abroad, by letting you hold money directly in US dollars. 1. You can avoid the international wire fees when you’re getting paid in U.S. dollars, which could be around US$30 per payment. Even if you receive your money through PayPal, you’ll have t...
For Canadians spending a lot of time in the US, potentially even living there for part of the year, the Borderless Plan is TD’s premium option.² It’s run by TD Canada Trust, but nonetheless it’s a US dollar account. You can transfer money easily between this account and a regular, Canadian TD account, via online banking. There’s no limit on the tra...
It’s worth mentioning the credit card separately as well, because you can get it independently of the Borderless Plan. Although it’s only for Canadian residents, TD US Dollar Visa Card is a genuine USD card, not a multi-currency card, so there’s nothing to worry about here in terms of foreign currency conversion fees.
TD Convenience Checking
Talking of convenience, here’s another option for Canadians spending time in the US: the TD Convenience Checking account from TD Bank – the US one, that is, not the Canadian one.⁴ Although the monthly fee is US$15, that’s waived so long as you have US$100 in your account every day. It comes with a debit card, and there are no ATM fees at TD ATMs.⁴ If you’re a student or between 17 and 23, there’s no monthly maintenance fee at all.⁴ This is a basic checking account, then, but it could be a con...
U.S. Daily Interest Chequing Account
As you can tell from how they spell “chequing,” the U.S. Daily Interest Chequing Account is a product of TD Canada Trust. But, as the its name also makes clear, it’s a USD account – and it earns interest.⁵ There’s no monthly fee with this account, and you earn interest calculated daily. As you’d expect, it’s easy to exchange and transfer Canadian to US dollars using this account.⁵ Is there a catch? Well, if there is one, it’s the US$1.25 transaction fee – but you can get around that by mainta...
There are so many different ways that you can sort out your banking when travelling between the US and Canada. The big benefit of what TD offers is that its cross-border products will certainly smooth the process over: rather than having to make foreign-currency transactions from your Canadian account while you’re in the US, they’ll let you spend d...
Access at thousands of TD ATMs in the U.S. and Canada. No network charges for debit purchases—simply use your TD Access Card at thousands of retail locations in Canada and the U.S. With the new enhanced TD Access Card, you can pay with debit wherever Visa is accepted. Call 1-877-700-2913 anytime to get advice on TD Cross-Border Banking.
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May 26, 2023 · A US bank account could help you hold money outside Canada, for yourself or your business. There are several different ways to open a US bank account without needing citizenship or residence. Applying for an ITIN can help you easily apply for a US account from Canada, or you could open an account with a regular Canadian bank, including TD Bank or CIBC.
