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Having trouble making a payment. If you are having trouble paying back your loan, you have options: get repayment assistance. reduce your monthly payment. Missing payments will affect your credit. To learn more, visit the following page on credit report and score basics.
If you don't repay your student loan you could face: loss of eligibility for future StudentAid BC funding. being contacted by a collection agency. a bad credit rating and inability to get credit, for example not being accepted for contracts for cellular phones, etc.
Aug 30, 2021 · If you can’t afford your student loans, it’s important to take action right away. You may have one or more of the following options to manage your debt. 1. Alternative Payment Plans....
Whatever the reason, not making your student loan payments has serious consequences. Your credit score can suffer making it difficult to get a mortgage, car loan, or line of credit in the future. A poor credit score will follow you for 7 years, putting you in the ‘risk’ category for future financial loans you may want to apply for.
Aug 30, 2014 · If you have a Canada Student Loan, six months after you stop being a student, you have to start paying it back (so your first repayment is at the end of the seventh month after leaving school). You won’t have to make a payment but interest will start building up during this time.
Not paying your student loans, like any debt, has serious consequences in terms of your credit report and collection actions. Default & collections. If you don’t make payments for 9 months (270 days) on your Canada Student Loans or related provincial student loans you are in default.
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Oct 18, 2023 · You can face dire financial consequences for failing to pay your student loans. Lenders will report the delinquency to the credit bureaus, which means your credit score will take a hit. Lenders...
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