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  1. ARTA & Competitor Benefit Plans - Comparison Chart. Use the filters to set your age, coverage and eligibility to display premium amounts. per calendar year for drugs on the ARTA Drug Benefit List. Least cost alternative and therapeutic alternative reference pricing applies. See Plan Text for details.

  2. See your plan information, view and print claim details and more. If you have a Seniors Plus (Group 2009), Health Plus (Group 2008), Blue Choice ® (Group 3007), Blue Assured ® (Group 3008) or Personal Choice plan (Group 2007) we have some tips that can help you make the most of your plan.

  3. Choosing a personal plan is an important decision—and we can help. Use our health and dental benefit selection tool to find out which plan is right for you.

  4. To help support you in finding the benefit plan that’s right for you and your family, below is a chart that compares your current benefit plan with one that closely aligns with a Blue Assured® plan. With Blue Assured®, you have the option of including prescription drugs in your benefit coverage.

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    • 2
    • Dental Care Service Classifications
    • Basic Dental Care
    • Preventative Dental Care
    • Major Dental Care
    • Dental Service Inclusions
    • Waiting Periods For Dental Care
    • Plan Service Coverage
    • Service Limitations
    • Compare Dental Insurance Plans

    Private insurance providers add up to around 60% of spending on dental proceduresin Canada. Providers organize dental care through different classifications. Coverage for each service category may differ between plans, depending on your needs. Dental services are classified as basic and major dental services. More often than not, providers offer ex...

    While preventive dental care maintains dental health before problems arise, basic dental care includes restorative treatments that correct dental issues that preventative solutions can’t resolve. Basic dental care includes services like routine cleanings and cavity fillings and is significantly more straightforward than major dental care. But, your...

    Diagnostic and preventative dental care is most likely the one that has the most amount of coverage on your dental insurance policy. These services are the ones that are the most performed during your yearly, or bi-yearly trips to the dentist. Preventative dental care is also considered routine dental care. The types of services that fall under thi...

    Major dental care is any complex treatment, such as oral surgery. In many cases, treatments that require anesthesia and laboratory expenses fall under this classification. A big difference between basic and major dental care is the amount of coverage. Since major dental care costs significantly more than basic services, many insurance companies set...

    The primary difference between basic, preventative and major dental care is each service classification’s inclusions. It is important to know which treatments your insurance provider covers so it can help to avoid unexpected charges. Procedures vary in their classifications depending on the provider and policy. Wisdom tooth removal, periodontal tre...

    Your insurance plan might have waiting periods before you can get specific treatments done. You’ll either have less coverage or no coverage at all for a procedure during a waiting period. Major services like periodontal treatment and dentures often have waiting periods, while some basic services might also need policyholders to wait several months ...

    Your dental costs won’t be zero despite having a full coverage plan. Some people may still have payment requirements depending on the type of plan. Copays (or co-insurance) are fees you pay when getting a service, while deductibles are expense totals you need before your insurance provider covers the treatment. Insurance providers typically pay for...

    Another difference between basic, preventative and major dental care are the service limitations. Many providers have restrictions on the treatments they’ll cover, how often you can receive each treatment, and the providers you can choose from.

    With Insurdinary, you can find Canadian dental plans that meet your coverage demands. We compare dental policies across Canada to help you find the best dental insurance for you and your loved ones. We work with Canada’s top insurance providers, including Manulife and Green Shield. Contact our experts if you’re still unsure how the difference betwe...

  5. The Canadian Dental Care Plan (CDCP) will help pay a portion of the cost for a wide range of oral health care services. Services including those beyond the frequency limits that require approval in advance are available as of November 1, 2024.

  6. Individual health and dental insurance is ideal for costs not covered by your government health benefits plan, like prescription drugs, dental checkups and treatments, and vision care. What does the plan include? Do I have to be in good health and under a certain age to apply?

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