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      • PhysiciansDisability Insurance (PDI) Designed to protect you and your family by providing a government-funded source of monthly income if sickness or injury prevents you from working.
      www.doctorsofbc.ca/sites/default/files/dobc_physicians_disability_insurance_plan_brochure_8.5x11_digital_id_340809.pdf
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  2. PhysiciansDisability Insurance (PDI) Designed to protect you and your family by providing a government-funded source of monthly income if sickness or injury prevents you from working. Am I eligible for coverage? You are eligible to apply for this coverage if you are: 1. Under age 65, and 2. Licensed and practicing medicine in British ...

  3. Your monthly PDI benefit is calculated as at April 1 each year, based on your prior calendar year eligible earnings (fee-for-service billings, sessional payments or non-salaried income under a service contract) and your type of practice.

    • Benefits For Physicians
    • Special Offer
    • Incomeprotect™ Advantage
    • Flexible Coverage
    • Optional Features
    • Rates
    • How to Apply
    • Application Process
    • Complimentary Advice

    Doctors of BC INCOMEprotect™ is an enhanced disability plan designed exclusively for physicians’ unique needs. If you’re unable to work due to accident or illness, you may receive monthly tax-free income until age 65 or until you return to work. Whether you are totally unable to work, or can only work part-time, benefits can be claimed. During a cl...

    If you are enrolled in at least $2,000 of Doctors of BC INCOMEprotect™ for Residents, you have 90 days from completing residency or fellowship to switch to INCOMEprotect™ for Practicing Physicians and apply for the BC government-funded Physicians’ Disability without medical questions.

    Premiums are significantly discounted for physicians. INCOMEprotect™ premium structure follows the concept of present value - paying less today is better than paying less in the future when the value of money has decreased. Rates are designed to be lowest in earlier years so you can invest more in your business and your family. Premiums slowly incr...

    Monthly tax-free coverage amounts from $500 - $25,000. Variety of optional features to customize your plan design.

    Helps protect your earning power when you are totally disabled.You are considered to be totally disabled from your regular occupation and entitled to full disability benefits – even if you choose t...

    INCOMEprotect™for Practicing Physicians Rates You can also email insurance@doctorsofbc.cato ask for a personalized quote.

    Submit completed application formvia email, fax or mail. 1. Scan & Email insurance@doctorsofbc.ca 2. Fax: 604 638 2909 3. Mail: Doctors of BC, Insurance Department, 115 - 1665 W Broadway, Vancouver, BC V6J 5A4

    Proof of good health is required unless you meet the special offer criteria listed above. After submission of your application, we will contact you to make arrangements at no cost to you. Depending on your age, health and the amount of coverage being applied for, you may be required to provide one or more of the following: 1. Telehealth interview 2...

    Book an appointment with a licensed, non-commissioned Doctors of BC Insurance Advisor to confidentially discuss your situation and learn what coverage is right for you. Email insurance@doctorsofbc.ca.

  4. Jan 10, 2012 · As its name suggests, the Physician’s Disability Insurance (PDI) Program provides disability insurance to qualifying BC physicians. The annual premium is paid by the provincial government and is considered personal income to the physician.

  5. The BC government–paid PhysiciansDisability Insurance (PDI) can help maximize the benefits available to a physician during a disability. PDI typically pays up to $6100 of monthly tax-free disability benefits for physicians earning eligible MSP income.

  6. The Physicians’ Disability Insurance (PDI) plan was one of the first negotiated benefits implemented in BC. It was approved in 1974 after an NDP government was elected in 1972 and there was pressure on the government not to exceed a fixed percentage increase in fees.

  7. fund additional expenses incurred during disability. Here are some common questions about disability insurance for physicians. Disability insurance provides a monthly income benefit to help you get by while you recover from an accident or illness.

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