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Nov 14, 2024 · By law, every province and territory requires drivers to carry some form of auto insurance. But the types and minimum amounts of mandatory coverage (and the general cost of auto insurance) vary,...
If you have additional drivers, you must list their names in your insurance policy. Additional drivers include other drivers in your household who may use your car. For example, to drive to school or work. If they have a poor driving record, your premiums may increase.
- What type of car insurance do I need? All drivers in Canada are required to have both accident benefits coverage and third-party liability coverage. Accident benefits coverage provides protection for medical treatment and lost income to help if you are injured in an accident.
- Am I covered if I am the victim of a hit-and-run? If the driver of the vehicle who hit your car cannot be identified, your claim will be paid out under the collision portion of your auto insurance policy and subject to your deductible (depending on your provider).
- What if I witness a hit-and-run accident? After witnessing a hit-and-run accident: Assess the scene of the incident. If there are injuries or damage, call 9-1-1 immediately to report the incident.
- What should I do if I hit a parked car? Always attempt to locate the owner of the vehicle. If the driver cannot be found, you are obligated by law to leave written notice of the accident.
When asking for a quote, you’ll need to give your name and address, ...
- What coverage kinds must I carry? All drivers in Canada must carry the minimum amount of third-party liability insurance required by the laws of your province.
- What is ‘accident forgiveness’? Accident forgiveness maintains a driver’s auto insurance premium rates after an at-fault accident. By not raising the driver’s premiums after a first accident, the insurance company ‘forgives.’
- What is a deductible? A car insurance deductible is the amount of money the driver pays when settling a car insurance claim. For example, if the Canadian driver carries collision and comprehensive insurance, he may have two potential deductibles (one for each coverage, and they can be different amounts).
- Why do I have ‘no-fault’ insurance? Is that a good thing? ‘No-fault’ insurance is a process that hopes to reduce the time necessary to pay claims. Each insurance company involved in the claim pays the claim of their insured.
Jun 21, 2024 · Compare car insurance quotes from top providers in Canada. In under five minutes, get a personalized car insurance quote from one of Canada’s top providers—free of charge.
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What do you need to buy car insurance? Time to get your documents all lined up. There are five things you need to provide insurance companies in order to get the ball rolling. Your driver’s license; Your current insurance company and policy number (if you have one)
