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  2. Interac e-Transfer® Fees. The Send Money transfer fee, if applicable, is charged to the account from which the money is sent at the time it is sent 5. The Request Money transfer fee, if applicable, is charged to the account into which the money is deposited at the time of deposit, if the recipient accepts the request 5.

    • What Are Wire Transfer Fees?
    • Wire Transfer vs. e-Transfer in Canada
    • Who Pays Wire Transfer Fees?
    • How to Avoid Wire Transfer Fees in Canada

    Wire transfer fees are the cost of sending or receiving money through a wire transfer. The costs of receiving a wire transfer may include primary and intermediary bank fees, foreign conversion fees, and miscellaneous charges. Transactions made through a wire transfer involve a secure electronic transfer of funds from one bank account to another wit...

    Aside from wire transfers, another way to transfer funds securely in Canada is through an Interac e-transfer. An Interac e-Transferis an electronic means of sending money from your bank account to another using a bank’s online platform or mobile app. Below is a comparison table showing the primary differences between a wire transfer and e-transfer ...

    Whether you are sending or receiving a wire transfer, you are responsible for the fees your financial institution charges in transferring and wiring the money. In short, both the sender and the receiver may pay wire transfer fees. The charges will usually cover fees paid to your bank, an intermediary bank, the receiving bank, and conversion costs.

    While it is not likely you can avoid wire transfer fees altogether, it is possible to minimize the costs significantly by following the tips below. 1. Find a bank that offers to waive wire transfer fees. 2. Transact online rather than in a bank branch. 3. Choose an alternative way to transfer money, such as an independent money transfer service lik...

  3. Request money now. Interac e-Transfer Fees. There is no transfer fee to use either Send Money or Request Money with the following accounts: Personal Accounts: TD All-Inclusive Banking Plan. TD Unlimited Chequing Account. TD Every Day Chequing Account 4. TD Student Chequing Account 4. Business Accounts: TD Unlimited Business Plan.

  4. Transfer fee is in the currency of the account from which the funds are sent. Recipient's financial institution may charge a fee to process the transfer and this fee may be deducted from the transfer amount. Recipient should check with their own financial institution for more information.

  5. TD transfer fees. Up to $25 per transfer. The transfer fee amount is dynamic and will vary depending on several factors including the TD service that is selected, the amount being sent, the recipient country and the currency of the account funding the transaction.

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  6. Savings Overdraft Protection transfers will be counted in the total number of pre-authorized transactions done in the statement cycle. We may impose a fee for each withdrawal in excess of six (6) that you make in any monthly period (based on your statement date).

  7. 3 TD Transfer Fee is up to $25 per transfer. The transfer fee amount is dynamic and will vary depending on the amount being sent, the recipient country and the currency of the account funding the transaction.

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