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  2. Oct 27, 2023 · When criminals gain access to your personally identifiable information (PII) — full name, Social Security number (SSN), birthday, etc. — they can do serious damage to your career, reputation, credit history, and even leave you with a criminal record. Depending on the severity of the attack, the effects of identity theft can last for days or years.

    • Gaetano Dinardi
    • 4 min
  3. If identity is stolen The Royal Canadian Mounted Police ( RCMP ) have step by step advice on what to do if you have mistakenly provided your personal information to an unknown person. If you think your financial accounts have been breached, you can pay to put an alert on your credit report.

  4. Identity (ID) theft is a serious crime. It takes place when a scammer uses your personal information—without your knowledge or consent—to commit fraud or theft. Learn how to recognize and report ID theft, fraud and scams and how to guard your personal information against these types of threats.

    • Contact the companies and banks where the fraud occurred. One of the first things you’ll want to do if your identity is stolen is assess the damage and contact any company where your identity was used by an identity thief.
    • Place fraud alerts with the three credit bureaus. Next, you’ll want to contact at least one of the three major credit bureaus: Equifax, Experian, or TransUnion.
    • Ask for copies of your credit reports. After placing the initial fraud alert, you can request a free copy of your credit report from each credit bureau.
    • Place a security freeze on your credit report. If you know your identifying information has been stolen, you may want to freeze your credit report, which will prohibit a credit bureau from releasing any information in your credit report without your express approval.
  5. Cloaked in your stolen identity, a fraudster can cash your cheques, raid your bank accounts, bilk your credit card company and even load a big mortgage on your house. Identity thieves have many ways to get their hands on your personal information.

  6. What is identity fraud? Identity fraud happens when criminals use stolen personal information. It is often used to commit another crime. Criminals can use your stolen or reproduced information to: access your computer/email; access your bank accounts; open new bank accounts; transfer bank balances; apply for loans and credit cards; buy goods ...

  7. If you suspect that someone has stolen your identity, there are several things you need to do: Report the incident to the police, especially if it involves stolen identification. Insist on receiving a complaint number.

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