Yahoo Canada Web Search

Search results

1. • • Student credit cards can be beneficial tools for building a credit history and learning financial responsibility when used wisely. However, they often come with higher interest rates and other potential pitfalls, such as encouraging unnecessary spending.
     www.moneygeek.com/credit-cards/college-students/advice/pros-cons-of-student-credit-card/

     Pros and Cons of Credit Cards for College Students - MoneyGeek

2. People also ask

   Why do college students have bad credit?

   • This may happen if you carry long-term credit card debt, miss a credit card payment or have a high credit utilization ratio. College students who are new to credit and looking to build their credit score have a few tools to consider, including student credit cards which are designed to put you on a steady financial path.

   Pros And Cons Of Student Credit Cards | Bankrate

   www.bankrate.com/credit-cards/building-credit/pros-cons-of-student-credit-card/

   See all results for this question

   Are student credit cards bad for your credit?

   • This also means issuers typically set lower credit limits on these cards to better protect themselves from default. If used irresponsibly, student credit cards can harm your credit score. This may happen if you carry long-term credit card debt, miss a credit card payment or have a high credit utilization ratio.

   Pros And Cons Of Student Credit Cards | Bankrate

   www.bankrate.com/credit-cards/building-credit/pros-cons-of-student-credit-card/

   See all results for this question

   Are college student cards a good idea?

   • Often, college student cards offer features of special interest to people new to credit. These include incentives for responsible behavior, like a reward for always paying on time. They may also come with a free credit score and tools to help you learn to manage credit responsibly.

   Best College Student Credit Cards of October 2024 - NerdWallet

   www.nerdwallet.com/best/credit-cards/college-student

   See all results for this question

   Are college student cards easier to qualify for?

   • In general, college student cards can be easier to qualify for than regular cards because they are specifically designed for people just starting out with credit. If you don’t have much of a credit history — if you’re a so-called “thin file” consumer — you’ll have trouble getting approved for many credit cards.

   Best College Student Credit Cards of October 2024 - NerdWallet

   www.nerdwallet.com/best/credit-cards/college-student

   See all results for this question

   Should college students have credit cards?

   • College students can benefit from having credit cards as they help in building a credit history. However, they should be well-informed to avoid overspending and going over their credit limits.

   Should College Students Have Credit Cards? - U.S. News

   money.usnews.com/credit-cards/articles/should-college-students-have-credit-cards

   See all results for this question

   Are student credit cards a good idea?

   • Proper education and regular monitoring are key to fully realizing the benefits. While student credit cards offer numerous advantages — allowing young adults to build credit and manage their finances — they come with their own set of challenges and can present pitfalls that might catch unsuspecting students off guard.

   Pros and Cons of a Student Credit Card - MoneyGeek

   www.moneygeek.com/credit-cards/college-students/advice/pros-cons-of-student-credit-card/

   See all results for this question

3. www.forbes.com › advisor › credit-cardsBest Student Credit Cards Of November 2024 – Forbes Advisor

   www.forbes.com › advisor › credit-cards

   • Cached

   • How to Apply For A Credit Card as A Student
   • How to Fill Out The Income Section on A Student Credit Card Application
   • How to Receive Approval For Student Credit Cards

   In most cases, the research and decisions will take more brain power. The actual act of applying for a card is the easy part, but it is an essential part of the process: 1. Research student credit cards.Compare fees and benefits to determine the best fit for your needs. 2. Learn about the application requirements.It may require minimum age, income ...

   See full list on forbes.com

   When applying for any credit card, you’ll likely be asked to show you have sufficient income to make monthly payments. This is especially true for anyone applying independently under the age of 21. Though you’ll need to be truthful, there’s a lot you can legally report as income on a student card application, including: 1. Income from part-time job...

   See full list on forbes.com

   Approval for any credit card is never guaranteed, but you can improve your odds by providing complete and accurate information. To estimate your odds of approval in advance, some issuers offer a preapproval check on their website. By answering a few preliminary questions, the issuer can give you a good idea, if you’d be approved before pulling your...

   See full list on forbes.com

4. Videos

   • 

     11:35

     youtube.com

     Top 6 BEST Credit Cards for College Students in 2024 (No Credit AND Good Credit)

     Dec 17, 2023

     837 Views

   • 

     5:36

     youtube.com

     Why College Students Should Get A Credit Card!! (4 Reasons)

     May 15, 2019

     1.4K Views

   • 

     2:47

     youtube.com

     College Students Should Be Wary Of Credit Cards

     Jul 30, 2019

     4.2K Views

   View all

5. www.bankrate.com › credit-cards › building-creditPros And Cons Of Student Credit Cards - Bankrate

   www.bankrate.com › credit-cards › building-credit

   • Cached

   Aug 28, 2024 · If used irresponsibly, student credit cards can harm your credit score. This may happen if you carry long-term credit card debt, miss a credit card payment or have a high credit...

6. money.usnews.com › credit-cards › articlesShould College Students Have Credit Cards? - U.S. News

   money.usnews.com › credit-cards › articles

   • Cached

   Aug 6, 2024 · College students with credit cards can get a jump-start on building credit, but they should be as well-informed as possible to avoid going over their limits.

7. www.nerdwallet.com › best › credit-cardsBest College Student Credit Cards of November 2024

   www.nerdwallet.com › best › credit-cards

   Oct 22, 2024 · NerdWallet's Credit Cards team selects the best credit cards for college students based on overall value, as evidenced by star ratings, as well as their suitability for specific kinds of...

   • In general, college student cards can be easier to qualify for than regular cards because they are specifically designed for people just starting o...
   • It’s harder than it used to be to get a credit card as a student, especially for those who don’t have significant income they can report on their a...
   • In general, you need to be at least 18 to get a credit card account in your own name. (People younger than that can be an authorized user on someon...
   • Having a job may improve your chances for being approved for a student credit card, but what’s most important is having income. If you’re under 21,...
   • Alternatives to getting a student credit card include: Becoming an authorized user. An authorized user is essentially piggybacking on someone else'...

8. www.cnbc.com › best-college-student-credit-cards7 Best Student Credit Cards of November 2024 - CNBC

   www.cnbc.com › best-college-student-credit-cards

   • Cached

   4 days ago · CNBC Select analyzed the top college student credit cards, digging into each card's perks and drawbacks, to find the best ones based on your spending habits.

9. www.creditcards.com › studentBest Student Credit Cards of 2024 | CreditCards.com

   www.creditcards.com › student

   • Cached

   Oct 22, 2024 · Compared to traditional credit cards, student cards may come with low credit limits and lack the best perks, but that’s okay. Student credit cards are meant to help college students build a strong credit history, which will eventually give you access to top-of-the-line credit cards.