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      • Players must first buy their Mors Mutual Insurance for a one-off premium from Los Santos Customs. The cost of insurance will vary depending on the vehicle class. Buying a car from websites in the game automatically gives the vehicle insurance and places it in the players' garage of choice.
      www.sportskeeda.com/gta/mors-mutual-insurance-gta-online-all-need-know
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  2. Sep 17, 2013 · Insurance allows GTA Online players to protect their Vehicles from loss or damage. When you steal your first car during the tutorial, you will get insurance for free at a Los Santos Customs.

  3. You do have to pay the insurance premium if YOU destroy your OWN vehicle in freeroam (can't remember if you have to if you destroy your vehicle in a heist/mission). You do NOT have to pay if someone else blows it up.

    • Insuring
    • Claims
    • Patch Notes

    The GTA Online Protagonist can insure their vehicle at Los Santos Customs for a one-off premium. Premium prices vary depending on the car category and value. If the player buys a car from the internet, then insurance will automatically be included in the purchase. Insurance is a highly useful feature, and it is strongly recommended that the player ...

    If a car is destroyed by the player themselves or by allowing the Policeto destroy it after being impounded, they can call the insurance company and pay a small deductible (excess) to retrieve a replacement of the vehicle including all modifications that may have been installed. The price of the deductible varies based on the value of the vehicle, ...

    Before Patch 1.10, the player didn't have to pay anything for insurance if they destroyed their personal vehicle by waiting at least 4 in-game days.
    As of patch 1.10, if the vehicles from the Collector's Edition (especially for players who do not happen to have it) are destroyed, they will be unable to recover the vehicles from the Collector's...
    As of Patch 1.16, the player no longer has to pay for their insurance if they didn't destroy their own vehicle, even if the player that did it didn't have enough moneyto pay for the insurance.
    As of Title Update 1.17 players with multiple destroyed vehicles can "claim all" vehicles in one garage rather than having to make individual calls for each vehicle.
  4. There are two ways insurance works. Any car you buy on your phone/laptop from a legitimate auto store is yours. It comes with full replacement insurance and a tracking device. If it gets destroyed, Mors Mutual will replace it for a fraction of the vehicles worth.

  5. May 15, 2020 · This GTA Online beginner's guide has everything you need to confidently step into the online underworld of Los Santos, including tips on how to make money, what to buy, and how to get started...

  6. Dec 7, 2021 · As soon as players get a new vehicle in GTA Online, they should bring it to Los Santos Customs to buy a tracker and insurance for it. Alternatively, players can purchase a garage in GTA Online, and then any vehicle they buy will automatically have insurance and a tracker installed.

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