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  1. Overland water is available for Alberta and Ontario residents who have sewer backup on their policy. CAA: Ontario residents can invest in the enhanced water coverage plan to protect against flood water. Economical: Overland water, sewer backup: Gore Mutual: WaterEscape Plus includes overland water and sewer backup (Ontario residents only) Intact

    • London

      The city is positioned right along the snowbelt in...

    • Ottawa

      But you do need it for a few good reasons: ... Sewer backup...

    • Brampton

      You’ll need insurance to qualify for a mortgage. In this...

    • Calgary

      Sewer backup: Flood risks can cause sewer issues in Calgary....

  2. Your building’s insurance may cover a portion of the damage. But if any of your personal items are damaged, you’ll need your own sewer backup coverage to repair or replace them. You’d also need your own coverage to repair any damage to improvements or renovations you’ve made to your place. At Sonnet, Sewer Backup Coverage isn’t ...

  3. Overland water and sewer backup coverage protects your property from: Damage caused by sudden accumulation of ground water or surface water, such as excessive rain, overflowing rivers, spring run-off, or melting snow. (Note: This excludes damage caused by saltwater, including tidal waves and tsunamis.) Damage to your property caused by the ...

  4. Nov 16, 2023 · For instance, if you’re in a low-risk area, away from water, you can sometimes add overland water protection at no cost, if you already have sewer back up protection. If you’re adding overland water coverage on its own, you’re looking at about $10-$30 roughly per month.

  5. For instance, overland coverage and sewer backup coverage go together, as one of the significant risks of overland flooding is sewer or septic system overflow and backup. If a sewer backup occurs because of overland water and damages your home, your standard overland policy will not cover damage caused by the sewer backup itself. As such, it is ...

  6. Aviva’s water protection provides extensive coverage for ...

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  8. Nov 15, 2022 · Backup, escape or overflow water from sump pumps, septic tanks, weeping tiles, or French drains. (ask an advisor how sewer back up can help) Flood, ground water, rising water tables. (ask an advisor how overland water coverage can help) Other water damage losses not typically covered by standard homeowners insurance, also known as exclusions ...

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