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- Research, in this area, normally finds that banking industry regulations such as capital requirements, activity restrictions and deposit insurance, and legal institutional factors such as a country's legal origin, level of creditor rights and information sharing among creditors, are significant determinants of bank risk-taking behavior.
www.sciencedirect.com/science/article/pii/S0275531916300150
Aug 1, 2023 · Using panel data from a sample of 535 banks from OECD countries for the 2004–2016 period, this paper examines whether the influence of banking regulation on banks’ risk is channeled through the level of investors’ protection.
- Risk governance and bank risk-taking behavior: Evidence from ...
To investigate the impact of risk governance on bank...
- Risk-taking behavior, earnings quality, and bank performance ...
Analyzing the relationship between bank performance and...
- Risk governance and bank risk-taking behavior: Evidence from ...
Nov 1, 2021 · To investigate the impact of risk governance on bank risk-taking, we consider four different perspectives of risk namely credit risk, liquidity risk, operational risk, and insolvency risk. According to Basel Committee on Banking Supervision, these are the most relevant risks faced by commercial banks.
- Ammar Abid, Ammar Ali Gull, Nazim Hussain, Duc Khuong Nguyen
- 2021
Jan 28, 2021 · How bank-level factors influence bank risk behavior? Whether corporate governance practices efficaciously influence bank risk level? Whether and how industry-level parameters affect bank risk structure? What is the preferred model that best explains bank risk behavior? In the remaining paper, section two presents reviews of literature.
- Sabtain Fida, Muhammad Naveed
- 2021
Aug 29, 2018 · Here, we examine banks’ risk behavior associated with the degree of board independence and the choice of regulator. We find that the regulatory environment and board independence jointly influence new bank risk.
- Karen Schnatterly, Brent B. Clark, John Howe, Michael L. DeVaughn
- 2019
Apr 17, 2019 · Overview of risk and risk management in banking. Bank risk is usually referred as the potential loss to a bank due to the occurrence of particular events. Key risks in banking include credit risk, interest rate risk, market risk, liquidity risk, and operational risk.
- Nguyen Thi Thieu Quang, Christopher Gan
- 2019
Jul 2, 2021 · This study aims to examine how capital affects the banks’ risk-taking by using the annual data of US commercial banks. The finding suggests that traditional capital increase the banks’ ability to take more risk whereas risk-based capital ratio and capital buffer negatively affect banks’ risk-taking.
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Apr 11, 2019 · Analyzing the relationship between bank performance and risk-taking behavior. This section presents evidence on the relationship of bank profit efficiency risk taken when choosing the borrowing firms (non-financial). For this purpose, three different scenarios are compared.
