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Desjardins offers addition drug preciptions coverages
- Desjardins offers addition drug preciptions coverages. If you choose to purchase this as an add-on you will pay higher monthly premiums but a higher percentage of prescription costs will be covered.
hellosafe.ca/en/health-insurance/desjardins
Drug coverage can vary depending on your plan or home province. Also, some drugs are excluded from our plans or require prior authorization. If you're covered by a provincial health plan, submit your claim to that plan first as it may cover the drug.
Our health insurance offers an add-on for prescription drugs, covering up to $10,000 per person annually. This includes generic and brand name drugs, and some hormonal contraceptives (oral contraceptives, patches, injections and intrauterine devices).
It allows you to receive a full or partial reimbursement for drugs that could otherwise cost you thousands of dollars a year. This process also favours the use of less expensive drugs with a proven track record, which helps keep your group insurance premium from going up.
Aug 7, 2023 · Desjardins offers addition drug preciptions coverages. If you choose to purchase this as an add-on you will pay higher monthly premiums but a higher percentage of prescription costs will be covered. Desjardins also offers optional dental coverage which you can add on.
A list of clinically-sound and cost-effective brand name drugs and their generic equivalents. It covers about 85% of all prescription drugs available on the market. We refer to it as the Dynamic Therapeutic Formulary (DTF). See which drugs are covered using our search tool.
drugs might require prior authorization, and may be able to offer alternatives. What is drug prior authorization? To get a total or partial reimbursement for a drug that requires prior authorization, you must submit to DFS additional information on a form that both you and your doctor must complete.
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Eligible drugs* are drugs that can only be obtained with a prescription and that are purchased in your home province/territory. We reimburse up to 80% of the cost of the lowest-priced generic equivalent drug available on the market.
