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      • Desjardins’ permanent life insurance provides lifelong coverage as long as you pay your premiums. It never expires, unlike term insurance. Permanent policies also build tax-advantaged cash value that you can access while living. They offer both basic no medical exam coverage and personalized permanent policies underwritten based on your health:
  1. Permanent life insurance, which includes whole life insurance, covers you for your entire life. As long as you pay your premiums, your policy won't expire— even if your health changes. Over the long run, it's more cost-effective than term insurance, which covers you for a set period of time.

  2. Permanent life insurance. In short. Insurance that lasts a lifetime, no matter your age or how your health changes. Ideal if you. Are looking for coverage that's cost-effective in the long run. Want to combine life and health insurance. Plan to leave an inheritance.

  3. File a claim. Top-searched insurance products. Car insurance. Explore coverage that's right for you and your vehicle. Home insurance. Protect against loss or damage to your property and belongings. Life insurance. Choose from our term and permanent life insurance coverage options. Travel insurance.

    • Permanent Life Insurance – Basic Coverage
    • Permanent Life Insurance – Personalized Coverage
    • Participating Life Insurance
    • Universal Life Insurance
    Simplified lifetime coverage available to those between the ages of 50 and 75
    No medical examand guaranteed benefit even if death occurs during the first two years of the policy
    5x accidental death benefit until age 85
    Advance payment available up to 50% of the death benefit
    Set, guaranteed premiums, and ability to pay over 10, 15, or 20 years, or until ages 65 or 100
    Benefit amounts from $1,000 to $10,000,000
    Preferred rates available when taking out multiple coverages
    Additional tax savingswhen coupled with a charitable contribution plan
    Lifelong coverage which also accumulates tax-advantaged cash value and provides possible annual dividends
    Ability to adapt coverage as your needs change and evolve
    Pay over 20 years or to age 100
    Guaranteed benefit

    Universal life insuranceis permanent life insurance with a self-directed long-term investment component: your insurer gives you options for investing the cash value of your policy. Desjardins Insurance universal life insurance positions itself as an ideal solution for those looking to leave behind a substantial, tax-free inheritance, invest money t...

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    • Policyadvisor
  4. Mar 26, 2024 · Desjardins’ permanent life insurance provides lifelong coverage as long as you pay your premiums. It never expires, unlike term insurance.

  5. Permanent life insurance offers level premiums, helps your family prepare for the unexpected and builds tax-deferred cash.

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  7. Aug 8, 2024 · Desjardins offers a handful of permanent life insurance policies such as universal and participating policies. They also offer a unique policy for Canadians over the age of 50. Here is a breakdown of each of these products.

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