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  2. Consumer, Project Loan, Pro Xtra, & Commerical Home Depot Credit Cards. Make Home Improvement Easier With Credit Cards From The Home Depot.

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    • Does not offer any rewards

      • The Home Depot Credit Card, however, does not offer any rewards. You won’t be able to earn points, discounts or cash back on your Home Depot purchases. The lack of Home Depot Credit Card rewards makes this card’s value a little lower than its competitors.
      www.newsweek.com/vault/credit-cards/home-depot-credit-card/
  1. 36 EQUAL PAYMENTS, 7.99% ANNUAL INTEREST RATE*, NO ANNUAL FEES on your next single- receipt, in-store only purchase of $999 or more (including taxes) when you use your Home Depot ® Consumer Credit Card. Monthly Payments Required. Limited time offer.

  2. Learn More. Pay in full each month with no annual fees. Optimize cash flow by itemizing and paying select invoices. Extra 1% in Quarterly Rewards when you link your card with your Pro Xtra Account.

    • It offers deferred interest. The Home Depot Consumer Credit Card can help you finance a big home project; in fact, that's its primary selling point. It offers deferred interest on purchases of $299 or more.
    • You won't want to carry a balance. Even if you don't take advantage of the deferred interest offer, you'll want to avoid carrying a balance from month to month.
    • Cardholders enjoy a longer return period and exclusive offers. Frequent Home Depot shoppers might benefit from the fact that hassle-free returns are offered for one year with the card, which is four times longer than you'd normally get on Home Depot purchases.
    • Home Depot offers a separate card for bigger projects. Home Depot also offers the Home Depot Project Loan Card, which allows cardholders to borrow up to $55,000 for big improvement projects.
  3. Sep 30, 2024 · The Home Depot Credit Card, however, does not offer any rewards. You won’t be able to earn points, discounts or cash back on your Home Depot purchases.

  4. Contact Us. Who do I call if I have questions about my account? Can I contact The Home Depot Credit Services via e-mail? Need Help? Call 1-800-747-3787, TTY: Use 711 or other Relay Service. How to Read Your Statement.

  5. Oct 12, 2023 · The Home Depot® Credit Card is worth it for people who want to finance big-ticket projects from Home Depot while building credit, all with a $0 annual fee. Instead of offering ongoing rewards like most store cards, the Home Depot Credit Card gives an intro APR of 0% for 12 - 24 months on eligible purchases.

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  7. Mar 15, 2024 · The Home Depot Credit Card offers special financing for large purchases and occasionally features a one-time, in-store discount for new applicants. However, the lack of ongoing rewards means you're almost always better off with a more general cash-back credit card. Card Rating*: ⭐⭐.

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