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1. www.sciencedirect.com › science › articleBank capital regulation and risk after the Global Financial ...

   www.sciencedirect.com › science › article

   Oct 1, 2024 · Management of the income statement could also affect a bank's capital and Tier 1 positions through retained earnings. 15 These factors indicate that the disciplining role of the quality of bank regulatory capital could be smaller for larger banks, banks with lower ratios of loans to assets (i.e., a lower ratio entails more scope for manipulation), and those with relatively larger non-interest ...

   • Author: Deniz Anginer, Ata Can Bertay, Robert Cull, Asli Demirgüç-Kunt, Davide S. Mare, Davide S. Mare

   • Publish Year: 2021

2. link.springer.com › article › 10The Effects of Bank Regulation on the Relationship Between ...

   link.springer.com › article › 10

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   Jan 22, 2015 · Capital regulation acts as an external force in the determination of bank capital and risk levels. Changes in the regulatory framework can influence banks’ decisions. Starting from the debate of the prudential regulation after the financial crisis, this paper reviews the main empirical contributions on the role of capital regulation in the determination of banks’ capital ratios and risk ...

   • Author: Alessandra Tanda

   • Publish Year: 2015

3. onlinelibrary.wiley.com › doi › 10Capital regulation and bank risk-taking – new global evidence

   onlinelibrary.wiley.com › doi › 10

   This study attempts to fill this gap by exploring in detail the interactions between capital regulation and bank risk-taking in over 1,800 commercial banks in 135 countries. Using data from 2011 to 2015, I investigate whether and how cross-sectional variation in regulatory capital requirements among banks affect incentives for risk-taking.

   • Author: Roshanthi Dias

   • Publish Year: 2021

4. journals.sagepub.com › doi › fullHow Do Capital Ratios Affect Bank Risk-Taking: New Evidence ...

   journals.sagepub.com › doi › full

   Jan 9, 2021 · Cathcart et al. (2015) report that banks with higher risk-based capital ratio than regulatory requirements are unable to survive in financial crisis. Haldane and Madouros (2012), the study provides inconclusive findings of the effectiveness of risk-based capital ratios to influence bank risk-taking.

   • Author: Faisal Abbas, Omar Masood, Shoaib Ali, Sohail Rizwan

   • Publish Year: 2021

5. crsreports.congress.gov › product › pdfBank Capital Requirements: A Primer and Policy Issues

   crsreports.congress.gov › product › pdf

   Mar 9, 2023 · the owners’ stake in the bank.1 (As discussed below, the regulatory definition of capital is more complex and includes various other instruments, but owner equity is the primary type of regulatory capital.) The value of a bank’s capital is the difference between the value of its assets and the value of its liabilities.

6. journals.sagepub.com › doi › fullThe Role of Regulatory Capital and Ownership Structure in ...

   journals.sagepub.com › doi › full

   Apr 19, 2021 · Banks showing high illiquidity risk results in low profitability and the relationship between regulatory capital and bank profitability is nonlinear and depends on capital level. Umar et al. (2017) examine the effect of variations in regulatory capital on bank liquidity using data for all Indian banks over the period 2000 to 2014.

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   Does capital regulation affect bank risk-taking?

   • However, many of them collapsed during the Global Financial Crisis (GFC). The increased scrutiny on bank capital regulation following the GFC motivates the investigation of the effect of capital-based regulation on the incentives for bank risk-taking. The focus is to understand better how bank risk-taking varies with changes in capital regulation.

   Capital regulation and bank risk-taking – new global evidence - Wiley O…

   onlinelibrary.wiley.com/doi/10.1111/acfi.12595

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   Does regulatory capital reduce bank excessive risk-taking when funding liquidity risk is low?

   • These results suggest that the quality of regulatory capital may curb bank excessive risk-taking when funding liquidity risk is low, in line with findings from Khan et al. (2017) where banks with high deposit ratios take on less risk when holding high capital buffers.

   Bank capital regulation and risk after the Global Financial Crisis

   www.sciencedirect.com/science/article/pii/S1572308921000516

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   Does Bank Prudential Regulation affect capital and risk decisions?

   • The impact of bank prudential regulation on capital and risk decisions has been extensively studied by empirical contributions, which commonly state that the degree of regulatory scrutiny depends on the level of the capital ratio, that is, on the extent of the regulatory pressure.

   The Effects of Bank Regulation on the Relationship Between Capital and

   link.springer.com/article/10.1057/ces.2014.35

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   Does regulatory capital affect bank profitability?

   • The study shows that regulatory capital positively relates to liquidity creation, by keeping bank profitability constant, in the case of small banks in noncrisis periods. Banks showing high illiquidity risk results in low profitability and the relationship between regulatory capital and bank profitability is nonlinear and depends on capital level.

   The Role of Regulatory Capital and Ownership Structure in Bank

   journals.sagepub.com/doi/full/10.1177/21582440211006051

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   Did bank capital regulations change after the global financial crisis?

   • We explore and summarize the evolution in bank capital regulations and bank risk after the global financial crisis. Using a new survey of bank regulation and supervision covering more than 120 economies, we show that regulatory capital increased, but some elements of capital regulations became laxer.

   Bank capital regulation and risk after the Global Financial Crisis

   www.sciencedirect.com/science/article/pii/S1572308921000516

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   Is bank capital regulation necessary?

   • The latest financial crisis has highlighted how bank capital regulation is necessary for the stability of the financial system. But also, it appears that it is not sufficient to ensure that banks’ decisions, in terms of risk and capital, are consistent with the aims of regulation.

   The Effects of Bank Regulation on the Relationship Between Capital and

   link.springer.com/article/10.1057/ces.2014.35

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8. www.ncbi.nlm.nih.gov › pmc › articlesCapital and asset quality implications for bank resilience ...

   www.ncbi.nlm.nih.gov › pmc › articles

   Jan 11, 2022 · Introduction. This paper delves into the relationship between capital and asset quality with bank risk and performance. In particular, the regulatory overhaul implemented in the aftermath of the global financial crisis (GFC) to counter the rapid deterioration of European banks’ credit portfolio, and erosion of their capital base, motivated us to focus on capital and provisioning policies to ...